2006-06-18 11:19:12 · 11 answers · asked by gmathieu04 1 in Business & Finance ➔ Insurance
I am purchasing a house with a cliff in the front yard and just want to make sure that my legal exposure is not too great
2006-06-18 11:35:02 · update #1
Recourse for falling off cliff on private property:
Avoid cliff in first place.
2006-06-18 11:24:18 · answer #1 · answered by Bender 6 · 4⤊ 0⤋
Make sure you have liability coverage on your homeowners policy to cover all of your personal assets, including the cost of the home. If the homeowners policy does not provide a limit high enough to do this, ask for an Umbrella Liability policy, which offers higher amounts of liability, usually from $1 mill to $5 mill. Also make sure that you are not negligent in maintaining the property so you could not be found at fault for someone falling of the cliff--a fence would be a good option. You dod not want to have something on the property that would attract children--these are called attractive nuisances--like an unfenced pool/hot tub, trampoline.
2006-06-19 00:08:36 · answer #2 · answered by mamalucci 2 · 0⤊ 0⤋
My dad always said, "If there's nothing in the head, the whole body suffers!" Were you a invited guest? Was it daylight? Were you being chased by the owner? If not, then you should study the laws of gravity. If you decided to be a rock climber and fell, take responsibility for you own actions. Be thankful you can ask the question. You could be dead!
2006-06-18 18:30:46 · answer #3 · answered by Joyce & Randall Kniess 1 · 0⤊ 0⤋
You will have to take "reasonable measures" to insure people don't fall off the cliff. How about fencing in the yard proper?
2006-06-18 20:03:58 · answer #4 · answered by Anonymous 7 · 0⤊ 0⤋
If you were a trespasser, in many states you have none. Even if you were not a trespasser, you would have to show negligence on the part of the owner and explain how you came to accidentally fall off a cliff without stupidity or negligence on your part.
2006-06-18 18:24:35 · answer #5 · answered by thylawyer 7 · 0⤊ 0⤋
was someone pushed off the cliff? if not, what do you mean by "recourse"? are you really looking to sue someone for falling off a cliff?! i assume that's what you mean. take responsibility for yourself and your own actions, and steer clear of cliffs in the future if you are unable to keep from falling off them.
2006-06-18 18:28:53 · answer #6 · answered by Matthew C 2 · 0⤊ 0⤋
tell the owner you are sorry for getting blood on his property.
On seriously why were you on his property? with or without permission.
And of course a person has to be responsible for thier own safety esp in the wild. So normally unless the ground gave way, it is the person who fell fault for getting to close normally.
2006-06-18 18:25:12 · answer #7 · answered by Anonymous · 0⤊ 0⤋
Build a fence and post lots of Keep out signs.
It sounds like a hazard so great your insurance company might not want to insure it.
2006-06-25 14:02:25 · answer #8 · answered by C R 3 · 0⤊ 0⤋
shouldnt have been tresspassing ,did you have permission,and are you trying to get the property owner to be responsible for your misfortune.your wrong to assume they are respnsible for your doctors bills if any or any money you are trying to recover.Its just wrong,dont do it.
2006-06-18 18:28:11 · answer #9 · answered by davo2wheel 1 · 0⤊ 0⤋
if in ar or tn i think i would call gary green
2006-06-18 18:23:38 · answer #10 · answered by johnny_iguanna 2 · 0⤊ 0⤋