2006-06-16 15:31:50 · 11 answers · asked by Anonymous in Society & Culture ➔ Etiquette
My tree fell on the fence.
2006-06-16 15:32:19 · update #1
I would say that it falls under your responsibility ..
but the fact that it was during a storm or weather event.. the 'act of God' provision may apply.. if it is a major expense or you are not in good standing with your insurance company.. ask about this possibility ..
if it is a minor little thing .. pay out of pocket and work out a way not to get the insurance company involved... why have to be concerned with the whole complicated process of appraisals and deductibles and the typical long drawn out paperwork process.. and the potential for it to affect any type of relationship you may have.. I wouldn't make a big issue out of it..
The exact same thing happened to me.. his tree .. my fence ..
my neighbor has health issues and after speaking with him.. he paid for the material and I repaired the fence for a weekend project.. problem resolved. No insurance company to deal with.. no strained relations
2006-06-16 15:42:29 · answer #1 · answered by lost_but_not_hopeless 5 · 1⤊ 0⤋
If the tree is in your yard you are responsible for the damage regardless of whether or not you planted the tree. It is very important that you keep all trees and shrubs cut away from your house and your neighbors yard. This could have been very serious if it landed on their house and hurt someone. Could you image how much you would have paid if it injured someone or killed them. Pay up and learn from this experience.
2006-06-16 23:02:32 · answer #2 · answered by meliarrow 3 · 0⤊ 0⤋
Either. If your neighbor has insurance which includes damage coverage he can use it to fix HIS fence. If you have liability insurance you can use it to fix HIS fence. It's up to the two of you to work it out. You are neighbors, after all, and will have to encounter each other fairly often. WORK IT OUT!
2006-06-16 23:22:18 · answer #3 · answered by tankboy444 3 · 0⤊ 0⤋
Did "your" tree or property damage it? If not, it is his problem.
BTW, most cities require that the "good" side of the fence to face OUT. If the good side of the fence faced his property, it may be yours.
2006-06-16 22:35:47 · answer #4 · answered by Ed M 4 · 0⤊ 0⤋
Your tree. Your problem. Same as if it hit his car our house or child. You may offer to split it with him and see if he is a nice guy about it.
2006-06-23 18:28:45 · answer #5 · answered by Anonymous · 0⤊ 0⤋
your neighbor has homeowners insurance, the fence is on there property and has nothing to do with you.
2006-06-17 04:29:41 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Call your insurance agent on Monday! Easy enough...LOL
2006-06-16 22:38:16 · answer #7 · answered by lady_durango2000 2 · 0⤊ 0⤋
Your tree, Your liability.
2006-06-16 22:37:04 · answer #8 · answered by Dr. Bugly 4 · 0⤊ 0⤋
Well, that's one side of the story. I wonder what the other side is?
2006-06-23 06:53:21 · answer #9 · answered by Anonymous · 0⤊ 0⤋
I'd say yours, because it was your tree.
2006-06-23 12:08:43 · answer #10 · answered by Susana 4 · 0⤊ 0⤋