2006-06-16 01:47:15 · 11 answers · asked by jmpoct03 1 in Business & Finance ➔ Credit
I would recommend OrchardBankApproval.com. Orchard Bank has a prequalification process that will tell you which level of card you will qualify for, wether a secured or unsecured, and which unsecured card.. silve, gold or platinum.
I have been with Orchard Bank for a long time and they are fantastic, and report to all 3 credit bureaus.
2006-06-16 03:43:57 · answer #1 · answered by Anonymous · 0⤊ 1⤋
First you have to buy a prepaid credit card, you can get them at Walgreens, Wal-Mart etc. Buy products with the card. Make the payments, establish credit, then you may qualify for an unsecured credit card with no hassle fees.
2006-06-16 02:24:08 · answer #2 · answered by Anonymous · 0⤊ 0⤋
orchard bank is the best they will more than likely give u a chance at credit. I have an orchard bank silver credit card for just a $300.00 credit limit.And trust me my credit is shot. All they ask for is a 50.00 processing fee and an annual fee of 50.00. Which is not bad since you are trying to build up your credit. The APR is 15.65% and they report your payment history to all three credit bureau's. They have fraud protection, on-line payment options, and account secure plus. Its a very good credit card for people that have bad credit or no credit. But whatever you do, do not apply for first premier bank cards they will rape every month with different fee's trust me I have had friends who tried that and regretted ever since.
2006-06-16 06:57:40 · answer #3 · answered by Anonymous · 0⤊ 0⤋
I would start with a secured card. You have to have some credit to get an unsecured card. And/or you may want to start with your bank- you may be able to get small loans to build your credit first.
For the suggestion on the Sears card- they can be rather hard to get with no credit at all.
2006-06-16 01:57:44 · answer #4 · answered by Simply_Renee 6 · 0⤊ 0⤋
Unless you have a credit history it is not possible unless you are looking for a credit card from a store chain. Get the credit card from the store and build a credit history and you will be on you way to getting a credit card. Be smart and pay it off every month.
2006-06-16 01:54:08 · answer #5 · answered by soar 3 · 0⤊ 0⤋
Sears is good for that - The items you buy are considered collatteral. Dont overdo it and pay up front one third of the purchase in cash - pay on time every time. Do this and you will recieve other offers in the mail - if your credit is good you can be choosy about your cards - dont go for the yearly fee cards - those are for suckers.
2006-06-16 01:54:15 · answer #6 · answered by danlow202 2 · 0⤊ 0⤋
you can get a unsecured gold mastercard No credit Bad credit NOdeposit. just go to: www.imajinecard@flywink.com
2006-06-16 01:59:04 · answer #7 · answered by SPRING 3 · 0⤊ 0⤋
Orchard Bank is pretty good with this stuff. Also, use yahoo as your search engine and type in "credit cards." It will come up with a list of different varieties and it will allow you to choose your best option.
2006-06-16 01:54:29 · answer #8 · answered by Sara 1 · 0⤊ 0⤋
if you click on my pic to go to my profile you will find a link there
it says it is for bad credit
but they also give credit cards to good credit and no credit
have a look for yourself
good luck
2006-06-16 04:00:19 · answer #9 · answered by umdanddvd 3 · 0⤊ 0⤋
That's a good point
2016-08-08 00:21:10 · answer #10 · answered by Anabel 3 · 0⤊ 0⤋