Many company today check out your credit history to determine if a person is a good canidate for the position that is being aply for. Does our credit tells us about our personality.
2006-06-15 01:20:59 · 30 answers · asked by mj 1 in Family & Relationships ➔ Singles & Dating
In a way it does.
...is he responsible?
...is he reliable?
...does he have a job?
...does he take things for granted?
...will he take life seriously?
This is a good question. If I could give you 10 points I would.
2006-06-15 01:25:38 · answer #1 · answered by tutter 3 · 0⤊ 0⤋
A lot of companies to believe your credit history is a good indication of character. I have a background in banking. They claimed that doing a credit report would be an indication if a person would be more likely to embezzle money or not.
However, I believe that judging a person by their credit is unfair because many times there are extenuating circumstances that the person with bad credit doesn't get a chance to explain.
For example a lot of times in a divorce there is a long process of negotiation between the two parties about who should get stuck with one bill or another and it ends up that some aren't paid right on time and so on. Plus sometimes people may have been injured and unable to pay bills for a month or two and so on.
I am also very uncomfortable with the amount of information contained on a credit report. It just seems like an invasion of privacy.
2006-06-15 01:28:53 · answer #2 · answered by Sarah Jane 4 · 0⤊ 0⤋
Not necessarily. I mean a credit check is good if you plan on marrying the guy so that if there is something in his immediate past that will affect your financial future with that guy then its something to consider. But also know that people make mistakes. The actual credit history is not as important as how the individual regards his credit history. If he knows that he made some mistakes and that he has learned his lesson, that's one thing. If feels that its not his fault that he ran up 15 credit cards and that the repo man was his enemy, then he has some personal responsibility issues.
2006-06-15 01:27:37 · answer #3 · answered by Joe K 6 · 0⤊ 0⤋
Well, money, and or sex, can be the ruination of any relationship/marriage. If that is how you are coming into one, then maybe it might be a better idea to stop with this one. Does having credit cards or tons of cash make someone a better person..??? No. Past experience taught Me that. Are "you" willing to open "your" checkbook, IRA, CD, 401K,Credit History,et el to him..??? Remeber it works both ways. Sometimes a person may filed Ch. 13-7-11 because of problems in business w/a former partner. Then turn around and do even better than before. Donald Trump ring any bells..??? If you judge someone on their wallet/credit cards/bank account alone. Well, you could be missing out on a lot of things. I guess this goes under, "Never judge a book by its cover". Or would that be "checkbook"...
2006-06-15 01:41:25 · answer #4 · answered by Goddess 2 · 0⤊ 0⤋
Yes, a good credit history shows that a person is responsible and reliable in the first place.
Being a good boyfriend or husband is another thing. You should learn to understand if there is LOVE instead of credit history.
2006-06-15 01:25:55 · answer #5 · answered by Timeless - watcher 4 · 0⤊ 0⤋
I don't think so. It is just going to tell if they are responsible enough to pay back what they owe. You have police officers, mayors and judges that have done bad things or have been convicted of doing illegal acts while on duty. All these people have gone through extensive background checks to get where they were at but you just can't really ever know, especially not by a credit check to determine a mate.
2006-06-15 01:28:48 · answer #6 · answered by pdog 2 · 0⤊ 0⤋
Actually checking someones credit history is a good indication on how responsible the person is. There are times when credit can be ruined by a mad ex wife or something but usually its self inflicted stuff.
2006-06-15 02:42:40 · answer #7 · answered by sinkablehail1978 5 · 0⤊ 0⤋
How will you obtain his credit history? Do you work for a bank or lending institution? You will have to ask him to see it if he has a copy. A persons credit history is not an indication of thier character. If you are this sneaky and suspicious I would not even think about dating you. I would run the other way as fast as I could. GET TO KNOW HIM ON A PERSONAL LEVEL. NO SNOOPING !!!!!!
2006-06-15 01:38:14 · answer #8 · answered by woodybmi 3 · 0⤊ 0⤋
I dated this guy once perfect credit history. Horribly verbally abusive though. My hubby now terrible credit history; but a wonderful dad and husband( yes I can't spell husband) So I really don't think credit score means a lot accept if the man can buy material things.
2006-06-15 01:24:50 · answer #9 · answered by Cbear 2 · 0⤊ 0⤋
People with bad credit histories are losers. It's very difficult to change and few people have the self-discipline and motivation to do so. So unless you want to subsidize the jerk, dump him. A good credit history merely means he's worth considering. Just because he's financially responsible doesn't mean he's not a jerk in a myriad of other ways.
2006-06-15 01:32:30 · answer #10 · answered by Superstar 5 · 0⤊ 0⤋
I suppose only if you are interesed in money. though it does show responsibility. I think it is tasteless to do that to someone. If their credit shows it is at rock bottom, you wont have a hard time figuring it out, I dont think.Besides, something that happened a year ago that is straightened out could still be on there, as could false negatives. That has happened to my husband 4 times in 2 years. ugh. I dont agree with employers checking that either, not just the opposite sex.
2006-06-15 01:28:31 · answer #11 · answered by mama2 3 · 0⤊ 0⤋