where i can get cheap and best insurance for the gas station?

Question

kingman arizona, i will realy appreciate you .

Answer 1

Well, there are certainly some very good companies that have a great appetite when it comes to convenience/gas stores. One that comes to mind is Nationwide Insurance(parent company of Allied Insurance). I worked for Nationwide Insurance in Austin Texas and gas stations and convenience stores were a popular policy since they are competitively priced and very good coverages.

Don't forget to ask for a business owner policy(BOP) which is a package policy(provides the broadest coverage) and also ask about the following coverages, whether they are included:

Liquor liability - a must if you sell beer.

Employee dishonesty(crime coverage) - in case an employee
steals from you.

Pollution liability - your underground gas tank can leak and pollute the land if that happens then you are responsible for the clean up and any damages it caused. you can usually be included in the master policy for your gas provider. you may already have this coverage.

Oh and your closest Nationwide agent is here, http://www.nwagent.com/warren_angel1.html

I hope this is helpfull.

Answer 2

1st choice would be your home or car agent. Department of Insurance in Phoenix will provide with a list of companies that would insure you in the state as well as complaint records against them.

As a retired agent in AZ. I can say with fair certainty that the insurance because of the liability issues won't be cheap.