I have a car payment due in 2 days..but don't have enough money to pay off...please help..thank you!?

Answer 1

One simple thing to remember about finance company's and banks: They want their money, they do NOT want the car back. They can never get the amount of money they originally invested in the vehicle by repossessing it and reselling it. If they are a reputable organization, they will try to work with you to either take a partial, good faith payment or to move this payment, one time ONLY, to the end of your loan. Otherwise, they will have no choice but to reclaim the car and ruin your credit in the process. If you can't use one of the two options above,sell the car in two days for the total loan payoff, or borrow the money from another source (relative friend, etc), then I'm afraid your just going to have to fork it over and deal with the consequences. Sorry, but Good luck!

Answer 2

it sux but the bank has you over a barrel. Just think if you want to be wealthy or if you want to be average. Most millionaires have declared bankruptcy at least once. Do what you need to do to get yourself to the next level. Don't let a credit report affect you. Credit scores are important but so is finishing school. Would you rather pay the bank and have no education or screw the bank and get your education and then get a good job so the blemish of a repo on your credit report is insignificant? the most important bills are dealing with food and shelter- anything else is insignificant. we are talking about survival here. Take care of you first. Take a chance on yourself- 1. Call the bank and tell them where they can pick up the car and buy a good used car with absolutely no sex appeal 2. When they auction the car, get the deficit 3. Get on a payment plan to pay off the deficit and make the payments so you do not have a charge off. 4. Pay all your other bills on time for the next 12 months and it will be like the repo never happened, then - Get your education and fight another day.

Answer 3

Ok so what type of help are u after? If your after money then this is the wrong place for you to come for that. Call your credit provider and tell them u cannot afford the payment, but let them know how much u can pay now. Finance companies can be nice, IF U LET THEM KNOW.

If u dont, expect them to get down and dirty AND nasty!

Answer 4

Call the bank that owns your car. Tell them about your situation and see if they'll be willing to work with you. They might you hold off until your next payday. If not, try to take out a small personal loan from your bank..... maybe even try borrowing money from a family member.

Answer 5

CALL THE CREDITOR. If it hasn't become a habitual thing - they are likely to let you extend the loan by making a small payment or fee.

When you call you can even specifically ASK about extending your loan, in case the person who answers the phone doesn't know how to answer.

Answer 6

be cool theyll harass you for about a week until they actually do something like repo the car. So get a cash advance and work overtime to compensate for the large amount of money your spending at one time so early

Answer 7

Get a loan nd then when you have the money pay the bank back

Answer 8

You should have some kind of grace period if your financing your car. It's usually 10 or 15 days grace.

Answer 9

Spam everyone with a fake claim that you have the bird flu and ask for donations. Tell them to pay you by paypal.

Answer 10

call them and let them know you cant afford the payment this month.... they might be able to move this payment to the end of your contract