I can't find a job to support myself,husband had life ins. but had borrowed against premium. He left me w/debts(lost home).He was Mil.ret'd so I get about $400. mo How can I get around bad credit to get aid to go to school?
2006-06-11 11:32:50 · 6 answers · asked by grams 1 in Education & Reference ➔ Financial Aid
There is no way around the bad credit. Sounds like you will have to establish the credit again. Good luck though.
2006-06-11 11:36:12 · answer #1 · answered by ? 6 · 0⤊ 0⤋
Two of the major Federal Student loan programs -- Stafford and Perkins -- are unique in that they require absolutely NO credit check. In fact, Financial Aid Administrators are forbidden from checking your credit as a condition for receiving these loans. You don't even need to show financial need to obtain an Unsubsidized Stafford Loan -- as long as your school is accredited, you are enrolled at least half-time as a regular student, and your other financial aid doesn't exceed your Cost of Attendance, you will be offered a Stafford Loan.
It is possible to attend school on nothing but Federal Student Aid. If you can select a school that doesn't cost much more than the limits of the aid you'll receive (e.g. a community college or some state schools), you might be able to fund your entire education without ever undergoing a credit check. Even better: when you graduate, these student loans can help you build good credit if you are dilligent about paying them off in a timely manner. Alternatively, if you have trouble repaying, these loans also carry "economic hardship" deferment and forbearance options, too.
2006-06-12 22:36:18 · answer #2 · answered by FinAidGrrl 5 · 0⤊ 0⤋
Try scholarship searches online or you can get a deferment through the school you will be attending you can also call their financial aid office, they will have a busload of information to help foot the bill for school. Good Luck!
2006-06-12 21:37:46 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Because he was in the military, you could be a recipient to military benefits... all benefits. The government has programs to help surviving spouses. Also, I believe FAFSA (financial aid) would help. Contact your local political representative. Go to your Department of Employment Security.. they have a program called the WIA program.. what it does is help you go to school. You just need to do research on what you want to do.. They should know all benefits a vet spouse should receive. If your close to your state capitol, speak with people that are interested in helping minorities (women are minorities).. I hope for the best for you.. contact me if you want samiam36@mchsi.com
2006-06-11 18:44:52 · answer #4 · answered by shortymaciam 3 · 0⤊ 0⤋
There are tons of scholarships that go unclaimed each year. Many $400, $500 or $1000 scholarships never even get applied for because people think it's chump change and not worth applying for. Well, get a few of those $500 scholarships and it'll really make a dent in your tuition bill.
Do a search on scholarships, search your major, your ethnic heritage, your town, your parents employers, your employer, hobbies, high school, local chamber of commerce/rotary/ lion's club etc. Left-handed? There is a scholarship out there for you! Older woman returning to school? There are scholarships out there for you. Do combined searches on more than one criteria "hispanic women aviation scholarships" etc.
Go to the library and ask the reference librarian for a reference book on scholarships. They usually have more than one. There are all kinds of scholarships out there, you just have to start applying yourself and make it your summer career to send out letters everyday for scholarships. Good luck!
2006-06-15 22:36:58 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Make an appointment with the financial aid office at the school you want to attend. They can help you with grants, as well as loans, to fund your education!
2006-06-11 18:36:39 · answer #6 · answered by Tygirlily 1 · 0⤊ 0⤋