i hit a parked car on private property and i have no insurance what do i do?

Question

i have no money to pay for damages

Answer 1

You are responsible for the damage that you caused. Sell something or get a second job and pay for your negligence. Do not drive again until you can get insurance. Why should someone else have to pay for your error?

The fact that the car was on private property has no bearing on the facts of this case!!

Answer 2

You're in serious trouble especially if there was a lot of damage. Really, the only thing you can do is make the best attempt that you can to pay for the damage, although, be aware that what will probably happen is that the insurance company of people you hit will cover the damage to their car under their insurance policy and then the insurance company will come after you for reimbursement.

The moral of the story is: Always have insurance...even if you think you can't afford it, insurance is almost always cheaper than dealing with the financial and legal hardships that result from having an accident when you're uninsured.

Answer 3

Be prepared to have your wages garnished to pay for the damages that the owner will get out of his lawsuit.

You owe for the damage that you caused and were STUPID enough to drive without insurance, so now it's time to pay the piper.

The fact that it happened on private property is of no consequence. There is a good chance that you'll have your license pulled until the damages are paid. Once that's taken care of, you will probably need to go the SR-22 route for insurance for several years. This will cost you a fortune.

No sympathy here. You made your bed, now sleep in it.

Answer 4

Insurance exists in the first place for people like you who hit parked cars. What if the person who owns the car has no money either? They should not have to pay for damages you caused. Learn to drive better and get insurance.

Answer 5

Get a lawyer and fight it?? That's a stupid answer.. Why are you driving without insurance? If you had insurance, would you have this problem? NO. I suggest you make it right and tell the owner of the car. You never know who saw it happened and if you get reported that way, you will be charged with hit and run, driving w/o insurance, and failure to report an accident within 48hrs. Not to mention the SR-22 you could be required to have.$$$$$$$. Is any of this sinking in? How old are you? do you make a habit of driving uninsured? get right and good luck!!

Answer 6

Sorry - no sympathy with you, when you get behind the steering wheel of a 1/2 ton lump of metal you are supposed to have insurance. Hard luck and maybe you will consider the what the consequences may have been if a child was injured while you were driving without insurance.

Answer 7

If you have no insurance, and no money, why are you driving? Never mind. It's already done. Get a job and pay the guy you hit for the cost of the repairs. Hope he won't have you arrested.

Answer 8

You're going to have to pay, one way or another. The owner of the car will probably sue you or take you to small claims court, and you'll have to work out a payment plan.

Answer 9

Report yourself to the police and accept the punishment. How would you feel if someone did that to you? Give enough respect to the person and let them know you wronged them. More than likely, they will be understanding and make some sort of arrangement with you to repay for your accident. If you beleive in Karma, it will catch up with you.

Answer 10

Well you better stop hitting them private property, you going to get fined..