2006-06-09 02:17:14 · 5 answers · asked by Anonymous in Business & Finance ➔ Other - Business & Finance
THIS IS NOT LEGAL ADVICE. YOU SHOULD SEEK ADVICE OF A LAWYER IN YOUR STATE FOR ADVICE REGARDING STATE-SPECIFIC AS WELL AS APPLICABLE FEDERAL LAWS.
OK - got the disclaimer out of the way.
You could always pay the bill and provide the creditor with the payment details. If things have gone beyond the phase of simply just paying the bill there are laws which protect consumers from unwieldy and unwelcome calls from creditors. The Fair Debt Collection Practices Act governs what creditors can and cannot do in the pursuit of collecting unpaid debt. If you don't want to receive the calls you may want to consider telling the creditor just that the next time you get a collection call. Keep a record of the calls and how you respond to them. If it gets out of hand, abusive or overbearing the best thing to do is get in touch with a local attorney.
Good luck.
2006-06-09 02:23:53 · answer #1 · answered by Pirate 2 · 0⤊ 0⤋
If it is your debt, most will work with you to make a payment plan to start repaying it. If it is a third party debt collector, there are laws that they have to follow about what times they can call, what they can say to you, etc. There also might be state laws protecting you (I know Washington state for one has strict laws about how often they can call).
If you don't want them to call you at all, send them a certified letter telling them to contact you in writing only. They are required by law to not call you then. Good luck
2006-06-09 02:24:22 · answer #2 · answered by Mary K 4 · 0⤊ 0⤋
Tell em you'd like to help them out but yur wife is laying dead on the kitchen floor and the police are coming up the walk right now yelling put up yur hands!
2006-06-09 02:20:42 · answer #3 · answered by Iron Rider 6 · 0⤊ 0⤋
Hang up on them
2006-06-09 02:21:23 · answer #4 · answered by thekoolestcat 3 · 0⤊ 0⤋
pay the bill
2006-06-09 02:20:29 · answer #5 · answered by Anonymous · 0⤊ 0⤋