My husband tells me that in two years i can have a new home. I think more like one year. I want all new dishes, couch, recliner, every thing Brand NEW, i have a friend that says wait and buy it all at the same time, but i dont know that is going to be a lot of money to borrow at the same time i get money for the house. So what should i do buy just a little at a time, or waite???????????
2006-06-08 08:24:30 · 15 answers · asked by bdmrplemons 2 in Home & Garden ➔ Decorating & Remodeling
I think this sounds like a good idea for you:
Start saving a certain percentage now and in two years (or whenever you get your new home) you'll have enough to spend on the most current and contemporary styles, whether it's dishes, or sofas or whatever!
Just get in the habit of putting aside, say for example...$200 every two weeks or so, and in two years you'll have saved up approximately $5200!
You'll get more satisfaction when you see everything new ALL AT ONCE, rather than little by little which will seem insignificant as it occurs.
You'll also get a better sense of accomplishment and self-respect when you realize that you were able to save all that and wait for the better, newer items!
*good luck with everything in your new home*
: )
2006-06-08 08:34:39 · answer #1 · answered by Elle 2 · 0⤊ 0⤋
Well first of all you need to respect your husbands decision on wanting to wait 2 years that gives both of you a little more time to save money and purchase things a little at a time. You don't want to get overwhelmed are drive your husband crazy in the process believe me I know. Take your time buying a home is a big step and believe me your going to change your mind a trillion times on decorations and ideas for the home be patient and god bless. Babcock
2006-06-08 15:40:53 · answer #2 · answered by babcock 1 · 0⤊ 0⤋
I would buy a little at a time, that way you are not overwhelmed by bills and money needs. Building a new home is very expensive, so I would make sure that you have money for everything, and buying a little at a time will ensure that. I just remodeled an old home and it was very expensive. When my fiance got paid he would pay bills, and whatever money he had left over we would go buy a couch or a table, take your time- enjoy shopping for your new home!
2006-06-08 15:42:32 · answer #3 · answered by JoHanna 3 · 0⤊ 0⤋
you can not include interior furnishings in the purchase of a new home-- i tried and they said NO!
i suggest you start putting away money for it a little at a time... this will do two things for you in terms of buying your home-
1- it will show as an open account in good standing and any money in that account is considered an asset (good for when you want to buy a new home- the more assets you have the better)
2- it will also give you the opportunity to buy everything in one big shopping spree rather than a little at a time- therefore ensuring that you have what you need and not a bunch of stuff you dont need
3- it will also give you one more added bonus... you wont have to move twice as much stuff!!
susan
2006-06-08 15:32:39 · answer #4 · answered by notfromaround_here 4 · 0⤊ 0⤋
Have a housewarming party and like a registration for a wedding, just let everyone know certain things you need and this will help some. I'd start putting big items in layaway or some kind of payment plan so you don't have such a big bill to worry with when you get your new home. It's hard enough moving, you don't want all those bills when you just get started.
2006-06-08 15:28:25 · answer #5 · answered by Shining Ray of Light 5 · 0⤊ 0⤋
Furniture depreciates in value. I wouldn't want that on my mortgage. Get the house first. Then see what your budget will handle as far as furnishings go. You don't want to so in debt that you can't breath. If that happens you could end up not being able to pay for your house and losing it, perhaps even going bankrupt. One step at a time. Be patient.
2006-06-08 15:29:17 · answer #6 · answered by celticwoman777 6 · 0⤊ 0⤋
Take my advice and wait. I bought furniture for my new house before it was finished and guess what, it was too large for the room, I could not return it. Bad idea, just save your money and start looking for what you like so when you get moved in you'll be ready.
2006-06-08 16:23:29 · answer #7 · answered by dream girl 2 · 0⤊ 0⤋
The question is: WHY?
Are you really dissatisfied with your life? Do you think new things will change this? Why not save for later. You will need $1 - $3M when you turn 65, how are you going to accomplish this?
2006-06-08 15:33:23 · answer #8 · answered by Ex IT 1 · 0⤊ 0⤋
u should save a few bucks every day/ week...w/e will help u get to ur goal faster and buy new items every week/month or whenever u feel would be the best time...just remember, don't spend ur money all in one place now! lol.
2006-06-08 15:28:59 · answer #9 · answered by ♥HOOTERS GURL♥ 4 · 0⤊ 0⤋
If you buy when you get your mortgage you could possibly make it part of your mortgage or get a home equity line of credit at a low rate. Payments would be smaller.
2006-06-08 15:27:55 · answer #10 · answered by aL 2 · 0⤊ 0⤋