I was involved in an auto accident last October and have been released from the care of my doctors. I have all of the documentation that I need to submit to the insurance company, but I do not want to use an attorney. Do the insurance companies use a standard factor for determining the amount for pain and suffering?
2006-06-07 03:56:47 · 6 answers · asked by cshanks_98 1 in Business & Finance ➔ Insurance
Simply ask them what they will offer. Decide if it is enough. If not tell them you will be getting an atorney. Give them one more chance, then get an attorney.
2006-06-07 05:13:48 · answer #1 · answered by DramaGuy 7 · 1⤊ 1⤋
There really isn't a standard formula, but depending on the type of injury 2 to 3 times the meds. I would submit the documentation along with a letter of explanation of what your injury meant for you personally and anything that would personalize your injury. Describe how the injury changed your life during that time. For example, skid-dish coming up to a stop sign or something like that. Then tell them what you are willing to settle for to complete the claim. Above all be patient. I had a friend that settled a 750,000 claim without getting an attorney. Cover your bases and do your research. There are books available that will help with yout letter writing. Just remember that a claim is not worth more just because you get an attorney. Best of luck!
2006-06-13 13:52:49 · answer #2 · answered by LittleRed 1 · 1⤊ 0⤋
(1) Liability needs to be deternined on the facts of incident, not on your emotional opinion. (2) How serious were the injuries? (3) Do you have witness's on your behalf? (3) How severe is the damage to each vehicle involved? (4) Where there any passengers and where they injured? (5) Did you go to joe blow chiropractor or to real stable medical treatment affiliated with major health care hospitals? (6) What is the other driver claiming? What is your profession and amount of documented lost income? Many more questions????? I have 20 years experience as a casualty adjuster. Fax me your phone number and I will call you and we can talk. I do not want to give out more info on the internet because after all, I do work the other end of things. Provide me your phone number and I will call you as soon as I receive it. I want nothing more than to help with the truth. I will not charge you and I am not affiliated with any attorney.
2006-06-07 07:29:12 · answer #3 · answered by green.rodney@sbcglobal.net 1 · 0⤊ 0⤋
Use an attorney. When the insurance company sees that you are not, they will assume you just fell off the turnip truck and leave you high and dry.
Attorneys may get a bad rap but they are there for a reason. You want a Pit Bull on YOUR side.
2006-06-07 12:38:32 · answer #4 · answered by insuranceguytx 5 · 0⤊ 0⤋
Are you CRAZY? Get a damned lawyer, they only take 1/3 of what u get. if u don't the I-company will only pay the med. bills!! DON"T B a fool.
2006-06-07 04:13:08 · answer #5 · answered by STACEY S 3 · 0⤊ 0⤋
Don't know, but be careful of the long term possibility of your injuries causing complications later on who will pay medical? Will it cause you to be disabled.
2006-06-07 04:14:46 · answer #6 · answered by retired_afmil 6 · 0⤊ 0⤋