Only spend money you actually have by using a debit card (that has a Mastercard or visa logo on it) that is attached to your own personal checking account. That way you avoid spending money you do not have along with the heavy interest on borrowing money.
Poor financial health is the plague of the 21st century. Why? Because NOT ONE of us were ever taught in school how to effectively manage our money, or our time! This has caused snowballing debt, bankruptcies, business failures, divorces in record numbers and it has destroyed the retirement dreams of millions.
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2006-06-07 02:19:56
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answer #1
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answered by Anonymous
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Pay off balance each month.. do not be late or they will increase your interest rate and give you late fee.
Just remember to budget yourself and treat credit like cash.
2006-06-07 12:32:32
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answer #2
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answered by kalee_dawg 1
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don't use them or use them once a week...it's best to pay out fully instead of incurring interest.
2006-06-07 09:16:29
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answer #3
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answered by jims_bong 5
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keep it paid off every month or at least pay over the minimum payment, anything over minimum all comes off of the balance
2006-06-07 09:16:58
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answer #4
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answered by webjnke1 7
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Pay off your balance every month.
2006-06-07 09:16:06
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answer #5
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answered by older hippie chick 3
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Pay your bill ontime
2006-06-07 09:16:31
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answer #6
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answered by nep1293 4
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pay it off in full every month!
2006-06-07 09:16:10
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answer #7
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answered by Pobept 6
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DON'T USE IT.
2006-06-07 18:54:24
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answer #8
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answered by icsowesmemoney 3
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