It'll take two things to get through this, and you won't be able to get through it with out both: prayer & practicality.
Prayer is simple enough, I can't tell you what you should pray for, you already know these things. God will get you through this, or at least lead you to a place where you have some choices to make, then it's up to you.
Practicality. Save money!! I'm not sure how much your hourly wage is or how much your daycare is (no need to be nosy) but if you have more than one child, you might consider whether or not it would be cheaper stay at home instead of working. If you have more than one child daycare may not be worth working so many hours at an entry level job because it's so expensive. Really consider this from bother perspectives, it might be more economical to stay at home, but it might not be.
If you own two vehicles (especially if you chose to stay at home) sell one and share the other. This will get you a little extra cash (or at least eliminate a monthly payment) and save on gasoline.
Consider breastfeeding- its so much better for your childs immune system and its cheap (sounds crude, sorry, but it's a good bonding experience as well). Don't eat out. Period. Cook at home (bags of rice or beans are dirt cheap, frozen veggies are healthy, easy to cook, and often tasty if you get the seasoned kind) and you'll eat healthier and save money.
Eliminate extra expenses. If you each have a cell phone, consider eliminating them both (we survived long before them!!). If you have a regular phone and it has all the extras (call waiting, caller ID, long distance you dont use) cancel the extras and get just the basic line. If you have cable tv/broadband internet, cancel the cable and switch to dial up.
Eliminate credit cards too, except maybe one for emergencies (If credit cards are a problem put it in the freezer in a huge block of ice- that way you can't use it til the ice melts and you have time to think about whether you should make the purchase or not-- if you don't have the MONEY for it don't buy it).
Purge your home- anything you haven't worn, doesn't fit, takes up too much space, or you simply just don't like anymore, sell in a yard sale or take to a consignment shop. With clothes and especially childrens items you can a little extra cash as well as organize and unclutter your home.
Make a budget and STICK to it. I do well with a monthly budget but if money is really tight maybe weekly is better. Subtract out what you owe in rent or mortgage every month, as well as carpayments, insurance, utilities etcs-- the things that you must pay every single month and see what you have left. Then divide this up and decide how much you can afford to spend on things like gas, groceries, childcare etcetera each week, being sure to account for ectra money for well child exams and that sort of things. They key is to know ho much you can AFFORD to spend, and spend LESS than that. Then you can start saving instead of owing.
Sheww. Ok that was long. And I truly hope you don't feel like I'm judging you, I'm not. I am just trying to think of the common ways that people tend to spend more than they should when they could easily save. Perhaps none of these apply to you or you've already made these changes. But I hope it helps!!
Good Luck.
2006-06-06 18:40:10
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answer #1
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answered by happily_ever_after 2
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Just remember that God doesn't want your main concern in life to be were the money is coming from. He wants your main concern in life to be about Him and how you can serve Him better.
Here's a story: when I was little my mom worked in a sowing factory for many years. Every day she would go to work and have a ball and all she did mostly all day was witness to people about Jesus. Some how amongst all that fun and witnessing she would make production and above production sometimes, every day. The ladies in charge were always giving her a hard time and some of the ladies on the line also. Aftrer many years of working there the supervisor came to her and told her that she was going to be fired. My mom's response was this; she said that she knew that god had placed her at this job and if He wanted to take her off then it was his will and she would accept it, but if it was not God's will, then nothing but Him could make her leave and she would not leave unless the Lord told her to. Well the Lord saw fit that she should stay , so she did. Eventually God did move her and she exepted it and again she had a ball at a new job. My mom has had many jobs and many finacial hardhips, but through it all she accepoted the trials and tribulations with a good heart and thought it was good that God saw fit to strenthen her. I will pray for you but you need to learn to be more trusting and not to worry. God bless you and your family.
2006-06-06 18:34:03
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answer #2
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answered by poobear 3
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Have you talked to your boss about your financial situation? Did he give you a good reason why he is taking you off the floor and putting you in a business position? Are you good at sales or are you more the business type? If you are more the business type, maybe this is an opportunity for you to learn skills which will lead you to a better paying and more secure job down the road. God wants you to use the gifts He gave you. If there is no inner peace in your decisions then God is not directing it. I'll pray for you.
2006-06-06 18:34:51
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answer #3
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answered by His sweetie 2
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No. I don't pray. Nor do I believe in a lunatic idea that an imaginary friend will solve my problems. You should listen to your husband. As far as your job, I would fight for my old position at the old pay while searching for another job. If your current job falls through, then you have a better chance of already having something lined up. Besides, if you have basically been demoted, what your boss is really trying to say is he would feel bad getting rid of you because you have a kid but he really doesn't need you.
2006-06-06 18:24:09
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answer #4
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answered by rsn_hes_upallnite 2
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Good luck, you are not alone, try to find ways to save money if you absolutely can't make more or at least until you can. Cut back on unessary things...sorry this advice is probably not something you don't allready consider everyday, but w/e, don't rely on God. ALso check out the law, because I don't think they can just stick you somewhere else after your meternity leave, esepcially in a lower paying position (after commission), it might be illegal!
2006-06-06 18:22:43
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answer #5
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answered by Anonymous
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I know you said there was no need to answer but I just want you to know that I have prayed for you and your family and although you don't know the answers now, if you have faith in God he will not let you fall. He will make a way for you and your family to get through these tough times. Congrats on your new baby. Remember your baby was a gift from God and He never gives you more than you can handle. God Bless you and your family.
2006-06-06 18:20:42
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answer #6
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answered by Nico 7
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Maybe you should have thought about your finances before you got pregnant. You knew popping out another kid would be a financial burden, you knew it would mean time off from work. Did you really think your employer would not find someone to replace you while you were taking time off. Now you want God to fix the problem you caused! Get real!
2006-06-06 18:24:47
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answer #7
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answered by Anonymous
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Can't you discuss the issue with your boss! by claiming for a one year regular salaries till and while you are away from the sales floor.
For a small compensation you have earned by working hard in the past.
Till things go better for your boss as well is you.
Bye.
2006-06-06 18:29:55
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answer #8
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answered by Anonymous
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Why are you relying on god to help you? Are you capable of doing anything for yourself? Start thinking for yourself and take action on your own, if you wait for some sign from this "god" you'll never set yourself in the rigth direction and you and your husband wiill be struggling for a long time
2006-06-06 18:28:14
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answer #9
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answered by gwad_is_a_myth 4
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To your husband show him this, Jesus said it, " 25"Therefore I tell you, do not worry about your life, what you will eat or drink; or about your body, what you will wear. Is not life more important than food, and the body more important than clothes? 26Look at the birds of the air; they do not sow or reap or store away in barns, and yet your heavenly Father feeds them. Are you not much more valuable than they? 27Who of you by worrying can add a single hour to his life[b]?
28"And why do you worry about clothes? See how the lilies of the field grow. They do not labor or spin. 29Yet I tell you that not even Solomon in all his splendor was dressed like one of these. 30If that is how God clothes the grass of the field, which is here today and tomorrow is thrown into the fire, will he not much more clothe you, O you of little faith? 31So do not worry, saying, 'What shall we eat?' or 'What shall we drink?' or 'What shall we wear?' 32For the pagans run after all these things, and your heavenly Father knows that you need them. 33But seek first his kingdom and his righteousness, and all these things will be given to you as well. 34Therefore do not worry about tomorrow, for tomorrow will worry about itself. Each day has enough trouble of its own." (Matthew 6:25-34)
He WILL provide just remember this, " But seek first his kingdom and his righteousness, and all these things will be given to you as well." (Matthew 6:33)
I'll be praying for you.
2006-06-06 18:35:21
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answer #10
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answered by stpolycarp77 6
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