can my boyfriend get approved for a un-secured credit card after bankruptcy?

Question

My boyfriend has been in bankruptcy for over three years and wants to get a un-secured credit card to build up his credit. Is there anywhere that will except him for a unsecured credit card?

Answer 1

probably not

Answer 2

It is probably highly unlikely unless there is a company willing to take the chance on him but on the down side your spending limit may be very low and/or your interest rate very high. A secured credit card is not a bad idea when trying to start over.

Answer 3

i have a link on my profile that takes you to a site that this text is from
"We have over 50 Banks & Companies that offer Bad Credit Unsecured Credit Cards and Merchant Cards to people with good credit, no credit, bad credit, or even a bankruptcy. - NO SECURITY DEPOSIT"
check it out for yourself see what you think?

Answer 4

I doubt it. He is a risk from what they see. He will need to get a credit card where basically he pays them oh lets say $200 and thats his credit limit, that will help repair and build his credit.

And for the comment above? Why apply and ruin your credit even more?

Answer 5

Secured enjoying cards set up credit too. yet another suggestion could be to innovations-set the financial company that held your paid off loan. you would be able to additionally open a small domicile fairness line that provides a credit card to get right of entry to it.

Answer 6

yes, there are plenty out there that will give him a credit card. Most are low-limits and charge fees though. www.orchardbank.com I know is one of them. The only way to really find out though is to apply for one.

Answer 7

try Orchardbank they are the most forgiving but he's probably going to be stuck with a secured card :( but it does help

Answer 8

yes. but the rates will be very high.