last month my credit score was 683 & a month later 653 should i be worried? Everything was paid ontime?

Answer 1

Question. How are you obtaining your credit score ?
Are you applying for credit ? Often times companies like FICO do not have current information. I have verified this by comparing my fiance's credit report next to her FICO report.

Start with your free credit reports at http://www.annualcreditreport.com , Check for information that may have been added recently or is incorrect. Go directly to credit bureaus for scores (scores are only free when applying for credit).

Oh, and it was mentioned in previous answer. High end balances cause score to go up. The fiction is that you must carry balances to help your scores. The fact is, paying your balances off every month only causes credit companies to be less profitable.

Answer 2

Last month my credit score was 683 & a month later 653 should i be worried? Everything was paid ontime?

T.R.Y
T.H.I.S.
S.I.T.E
W.H.E.R.E
Y.O.U
C.A.N
F.I.N.D
T.H.E
B.E.S.T
S.O.L.U.T.I.O.N
F.O.R
Y.O.U

Answer 3

no but look at the limit on the bank. Your scores will drop if you get closer to the limit on revolving cards. also if you have just bought a car or something like that, many time a lender will shot gun your credit to many banks looking for a rate.

Answer 4

anytime your crdit is pulled you lose points. So dont fill out online applications etc.

Answer 5

Try https://tr.im/1ocMO