Can a person sue you for money in your IRA, Roth or Traditional, or money in your 401(k)?

Question

Or is this money protected from creditors and lawsuits of any kind?

Answer 1

In the case of a bk, they cannot go after pension money. And those accounts are pension money. But of course, you should be talking to an attorney.

Answer 2

They can sue you for anything. Until you are at least 59 1/2, they can't touch money i a tax deferred retirement plan, which IRAs and 401(k)s both are. Once you are old enough to withdraw the funds without a tax penalty, I don't know if the rules change.