I need to know how long before you can refile chapter 7 bankruptcy after you been discharged?

Question

We have been told 8 years and 7 years please help

Answer 1

It is 8 years from the date of filing your last chapter 7. I am assuming your last bankruptcy was a chapter 7? If you filed a chapter 13 previously it would be 6 years. You are eligible to file a 13 after a 7 after 6 years.

Answer 2

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RE :I need to know how long before you can refile chapter 7 bankruptcy after you been discharged?
We have been told 8 years and 7 years please help
Follow 3 answers

Answer 3

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RE I need to know how long before you can refile chapter 7 bankruptcy after you been discharged?

We have been told 8 years and 7 years please help

Answer 4

It's generally 7 years after the date of discharge before you can file again. That's one of the reasons that it is so easy to get credit after a discharge through bankruptcy -- the lenders know that you can't file again for 7 years and they can nearly always get their money one way or another. That's also why the rates are so high, they have you by the shorthairs.

Answer 5

I need to know how long before you can refile chapter 7 bankruptcy after you been discharged?

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Answer 6

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