What types of investments generally tend to give you the highest returns?

Answer 1

Over the very long term (decades), from lowest to highest return:
Treasury bills 3-4%
Treasury bonds 4-5%
Corporate bonds 5-6%
US Large Cap Stocks 9-10%
US Small Cap Stocks 11-12%
Emerging market stocks ~11-13%

Of course, each additonal increment of return involves additional risk.

Answer 2

often, the highest returns also produce the highest losses. the ups and downs of the market is called volatility. what you are looking for is the highest return with the lowest volatility. this generally comes from a diversified asset allocation.

in order to build you own diversified asset allocation I suggest the following. No one will ever take care of you and your finances better they yourself!

Step 1.
First decide what kind of brokerage you want to work with. You can open a brokerage account in your bank, with a
large full service brokerage or an internet brokerage. I find when I get help, most people want to sell me things that
are better for them…. So I use http://www.scottrade.com because it’s cheap and easy with low frills. I like their
streaming quotes and I do my own research and make my own investments. But any low cost internet brokerage
service is fine.

Step 2. get a subscription to Barrons or Investors Business Daily… Don't worry about the cost, and do this for 6 months or a year. At first, It seems a bit mysterious, but pretty soon you start to understand the terms and things that investors are looking for and what they are afraid of.

Step 3. If you have some money to invest, put it in 3 month CD’s right now. First the market is unstable and second
you have some homework in Step 3 to do before you do any investing.

Step 4. Go out to the internet and search on the following subjects. Become very familiar with the concepts.
Asset allocation
Long term investing
asset correlation
inflation
Roth ira vs ira
Large med small cap
Value vs growth
Indexed funds
No load mutual funds
ETF
Sector funds
Bonds, CD, preferred stock
dividends
International funds
emerging markets
commodities
Market cycles
volatility
Fundamental analysis
Technical analysis
In most cases, I think it is wise to use indexed mutual funds and ETF to build the base of your portfolio.

Step 5 go to http://clearstation.etrade.com/ and sign up for a free account. Play around there by looking at graphs and
fundamentals. If you click on the graph names, you will get clear information about what the graph is based on and
how to interpret it. I think it’s also a good idea to pretend you have $10,000 and start buying and selling on paper.
Keep track of where you are each day for a month… It’s a lot easier to lose play money then real money….
WARNING: don’t rely on technical analysis alone. These graphs a good at telling you WHEN to buy and sell, but
now WHAT to buy.

Step 6. It’s always a good Idea to see a CFP (certified financial planner). Their job is to work for your benefit, not to
sell you investments. They can cover subjects like employee benefits, insurance, budgeting, living trusts, 401k, taxes
and real estate as well as investment types and investment types to keep away from. But you can buy the CFP study guide at
any book store and learn a lot about those topics yourself.

Always strive to do your own research… you’ll find everyone sounds like an expert so take everything people tell you
with a grain of salt. It’s not easy in the beginning but soon you will be the expert.

Don’t get involved with futures, currency, options (unless you get stock options at work), commodities, annuities or
other derivative type investments at this time.


Good Luck

Answer 3

Pharmaceutical Companies

Answer 4

Overseas investments.

You will get a 13% rate of interest in Belarusian banks. NO RISK AT ALL because all deposits are state secured.
Or lend your money privately to Belarusian entrepreneurs who will pay you over 30% interest per year. Very low risk and high rate of return.

For more details please email me at [e-mail] (with your nickname at Yahoo Answers)
Good luck!

Answer 5

Long term, diversified mutual funds.