I am 21 and just got a new used car. I needed insurance so my mom and I were shopping around and when they went and looked at my driving record it said I have FIVE speeding tickets and a ticket for driving on a suspended license!!
First off I have Never ever even gotten any moving violation!
Secondly I have never had a suspended license.
Two of the tickets were even before I got my drivers license. It was after I had gotten my permit but before I got my drivers license. What should I do? Has this happend to anyone before?
If its happend to you what ended up happening?
Also I live in Illinois I dont know if that helps at all.
2007-12-29 07:30:57 · 3 answers · asked by Anonymous in Politics & Government ➔ Law & Ethics
This happens to many people, thousands perhaps.
You may have had your identity stolen.
There is someone, perhaps several people, who are going around carrying identification that say they are you. They get in trouble, It goes on your record. They steal money. It goes on your record. When you try to apply for a job, go to college, borrow money to buy something, you get denied, because you have this bad record.
Depending on where the insurance place was looking, they may have found another person with a name similar to yours. Did they check the AGE and BIRTHDATE of the other person with same name as yours, to see if the description of that person even sounded like you, or did they go purely on your name.
You need to do a series of actions to get your record cleaned of this bad information. Your mom can and should help.
Check out FTC and other government web sites for what you can do if you think you are a victim of identity theft.
Try to get from the insurance company a print out of these allegations against you.
Try to get from the DMV the OFFICIAL record on you.
Once you have the official record and the insurance company record side by side, you can see where the falsehoods are, so you know where to take appropriate action.
Sometimes errors can be fixed merely by informing the people who are in charge of the false records.
Sometimes they have to be shown proof that the records are false.
Sometimes legal help is needed to force them to fix records.
You need to keep like a diary of your expenses associated with getting your record fixed, who you told about it, what they said ... this is because if you ever find the person(s) responsible for messing up your record, you can have a lawyer go after them to reimburse your expenses, and any damage associated with this.
For example, suppose you can't go to some college, or you lose a job because of this. A lawyer can estimate the financial damage that does to you, and sue the people responsible for that value.
2007-12-29 08:07:10 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Contact a attorney and he can get these removed in court with no problems at all. The cost of attorney will beat the high insurance rates.
2007-12-29 21:38:42 · answer #2 · answered by gregory 2 · 0⤊ 0⤋
File a protest against the records that are not committed by you so that these will be erased from your records.
2007-12-29 16:06:09 · answer #3 · answered by FRAGINAL, JTM 7 · 0⤊ 0⤋