I'm afraid I might be homeless soon...what do I do?

Question

I have been living with a friend of mine for the past month, bc I am doing a dental assisting externship and am not getting paid, therefore, don't have any income.
Today we had a falling out over something REALLY TRIVIAL!
and now she wants me out by the end of the month. Since I have NO income, but what I get in child support of 500 a month, I don't think I will be able to get my own place. Because no one will rent to me with no income. I'm pretty sure that my parents would co-sign for me, but even still, I don't think that will help matters much.
I am going to have my kids go live with their fathers, in case I have to crash on someone's couch, or sleep in my car or something crazy like that.
If I were to apply for housing assistance, could I move in somewhere without the income factor?
If anyone has a suggestion for me it would be great!!

I HAVE A JOB! Its in a dental office, but its an externship and I don't get paid for it. I have to do it for like 3 more weeks and then I can get a paying job in dental assisting.
I do not live off of public assistance. The only thing I have is food stamps. So please don't say Im lazy or living off the system, bc Im not!

I do pay her money. Its 300 a month.

Answer 1

There is emergency housing in many states. I had a friend who was a single parent with kids and they became homeless. They went into a family shelter and within 24 hours they got housing and moved into a great apartment with the rent based on their income. There are federal and state housing programs that you can apply for such as section 8. Priority goes to families that are homeless when it comes to housing programs. Contact your local housing authority and they will be able to answer all of your questions. I would not worry about your income with these types of programs as the rent is a percent of your income. When I was on the program at one point my income was about 550 a month and my rent was only 60 per month.
good luck.

Answer 2

I understand where you are coming from because I have been there. I know you have an externship at the dentist but what about a part time job or a night job. I know it may be stressful and may pull you thin. But sometimes you have to do what you have to do to survive. If your parent's will co sign get you a decent 1-2 bedroom until you find a DA job and have been on that a while.A lot of aprtments have no sec dep.and 1st month free or at least a percentage off. Is moving in with your parents an option? Also you can try going to your local housing authority but that may be a process the shortest time in which I have seen them help people is a month.I hope this helps.

Answer 3

I would speak to the dentist that you are assisting right now and see if they will have a job for you and how soon they can start you. Deal with the right nows then worry about what ever comes up later. If you can get the job secured immediately and it's really only 3 weeks so start looking right now and then you will have an ace up your sleeve. Are there more classes that you could look into now and have the loan money to work with until the job money starts coming back in? Will any of the loan money cover housing expenses while you are still in school? Talk to your school counselor and see if that is an option! Good luck and I'm sure you will find your feet and things will smooth out. You just need to take the first steps. Maybe your roomy is a bit jealous that you have "prospects" (good things coming) and that's why all the fuss comes up!) Good Luck

Answer 4

First, talk to your relatives to see if they can help temporarily.
Second, I hope this unpaid job will pay off in the long run. If so, get a second job that pays and get the ball rolling!
Third, in most cases, you can go to college at most universities on a federal need-based loan. They don't even check your credit. You can turn that non-paid externship for a college degree. The college may even give you credit for your experience if you major in something similar.
In the mean time, as I said above, see if relatives can help.
Visit local shelters and churches if family can't help. Make sure your children are taken care of, and say a lot of prayers.
We'll all be praying for you.

Answer 5

There are two things to address:
1. you do not have an income, and assistance programs would require an income. however,
2. if you utilize the FHA loan, then your parents can sign with you. the three of you must quality under their flexible guidelines, but you do not have to have a job. your child support, if received timely, can be increased by 15% for qualifying purposes, to be added to your parents income.
the other nice thing about the FHA loan is that if you make the payments timely from your checking account, then you can streamline that loan (meaning you will have to requalify per say) in a refinance and remove your parents from the loan and title.
note: some assistance programs will allow your parents to be on the loan with you, and some will not. please take the time to check out lenders in your area.

Answer 6

To start tell your friend you are sorry about the fight it was REALLY TRIVAL then she will forgive you. And even if it wasn't if shes a true friend she should forgive you unless you killed someone.

You could apply for public housing which is based on your income. You can also call 2-1-1

What is 2-1-1?
2-1-1 is an easy to remember telephone number that connects people with important community services and volunteer opportunities. While services that are offered through 2-1-1 vary from community to community, 2-1-1 provides callers with information about and referrals to human services for every day needs and in times of crisis.

Answer 7

First of all, try talking things over with your friend. Do your best to make things better. If by some reason she doesn't want to patch things up, you can apply for low income housing by checking with your County Social Services. If you have kids, you have a pretty good chance of getting help. Explore ALL of your options including help from your parents. Good Luck & God Bless.

Answer 8

You can volunteer at a homeless shelter to serve food, you can donate nonperishable items to your local food shelf or homeless shelter, you can donate money to organizations such as the Salvation Army, as well as others....you can donate blankets and clothes and warm coats and winter related clothing items to local Catholic churches (as they often have charity services oriented toward the homeless demographic) /salvation army/ homeless shelter..... It is not fair for anyone to have to suffer through the winter without a roof over their head. A large percentage of homeless people are mentally ill or have had other terrible life circumstances knock them out of the cultural mainstream. Sadly, there are homeless children even here in the United States, right under our noses. Everyone deserves to have a warm safe place and nourishing food to eat. Please if you are in a position to volunteer or donate, this time of year specifically is a great time to put your compassion into action. Especially in NewYork where it can get so cold at night these days. Happy Holidays.

Answer 9

Your best bet is to make up with your roommate. Just because you apply for assistance....well, let's just put it this way - there are tons of American families on waiting lists and NO, you can't "pick" the nice cozy place you want. If a person is renting a home, they (owners) have to sign up for the program and accept it to even allow rental payment to them from the Housing Authority....that's just the way it is. You can't live for free just anyplace you want. That's not "the real world."

Answer 10

Lemme git this straight.

You argued with someone who was putting a free roof over your head and those of multiple children from different fathers to the point where they wanted you to leave?

Lay off the pipe and get a job that pays you real money.