I do not want to become unhappy about my finances?

Question

I recently asked my partner to leave because I was unhappy in our relationship. I have become involved with someone else and have found some comfort and hapiness. My only problem is my finances. I need to make a decision on whether to let my credit cards go or not. I have found myself in a bind. The main problem here is not that I have found myself over my head, but I do not want to be depressed because of this. I don't feel good about it, it is due to my own irresponsible behavior, but I cannot keep up.

Answer 1

Well, you can seek credit counseling or
make life style changes that would help you
pay down your debt, like sharing a place
to live and living expenses.

On being unhappy, I don't think you would
be happier to just let it all go.

That sounds like it would be worse.

I think you don't need to be depressed
because it is what it is.

I would say find a job you like to do and earn
money, and perhaps live in a smaller place,
or cut other corners.

That is what I would do, but it's just my opinion.

Answer 2

then make the changes needed. Get rid of the credit cards, it is fact, that they encourage spending. Although, we may never be rich, the rich did not get that way by "not" looking after their money. It is also a fact, that they make sure those cards are paid off monthly, they use a credit card the way it should be used. The rich have a lot more to spend, but even "they" live within their means, it is a falousy of idiot box that the rich throw their money around frivolously. Now there are different level of rich, as in the "idol", but we shan't even go there. Just do what it takes to ease your mind, i think you already know, that it may be hard at first, but one does adjust and once we do, everything seems to fall into place naturally. It will also help when you've had time to adjust to the other new changes in your life.
It certainly looks like the comming of a very New Year for you, so here's to wishing you a Happy one !! best of luck.

Answer 3

I don't really understand what you mean by 'let my credit cards go'. Do you mean you don't have as much money since you split with your partner and you are wondering whether to use credit cards? Or have you already got debts on your credit cards?

If you don't already have debts, do everything you can to avoid getting them. Downsize your living space if you need to - or get a job if you are unemployed.

Draw up a budget and stick to it.

If you already have debts, be sure to pay off as much each month as you can afford. You will get there in the end.

Try visiting this site for more tips http://www.moneysavingexpert.com

Answer 4

Walking away from your problems doesn't fix anything.

You should concentrate on getting your finances straighted out before you get into another personal relationship.