Where are liens filed at????

Question

When someone files a lien against you, is that done through a bank, or is it thru the state/local courthouse...etc??

Does filling a lien even have anything to do with a bank really??

I was thinking its all done thru the state or local county agency? Do they even notify banks if you have a lien against you?

Answer 1

Abstracts of Judgment, liens, are filed with the county recorder's office. They don't notify the bank but the bank will do a search of your credit, including judgments, when considering you for a loan

Answer 2

A LIEN is a legal claim on any proceeds from the sale of property. They would be filed with whatever government agency records ownership of the asset in question. There is actually no such thing as a lien against a person. Banks only record liens in the sense that many liens are in favor of a bank. Therefore the bank would file to record the lien with the appropriate government agency.

Answer 3

The county recorders office. Liens usually do not have anything to do with a bank unless they got a judgment on you, then the bank could file a lien at the county recorders.

Answer 4

Ask the people you pay your real estate taxes to...I would imagine the banks have an agency that they pay to watch over stuff like that where they could take a big loss if a sheriff's sale goes through. In my county, the county auditor's office sends the bank a real estate tax bill if you are behind in taxes and then the bank tells you to pay it or they will put you on the escrow plan...