2007-12-26 08:42:23 · 2 answers · asked by Anonymous in Business & Finance ➔ Personal Finance
Get a credit card if you already don't have one. Make sure that card is fee free. Pay your balance and all other bills, if any, on time.
Get some short term loan of small amount and low interest rate (not a payday loan) and pay it off with in loan term or even early.
The most important thing is never miss your bills payment deadlines and clear them all before due date.
2007-12-26 11:08:00 · answer #1 · answered by Justin 2 · 0⤊ 0⤋
DON'T. If you NEED credit, that means you don't have the money to PAY for whatever you are trying to buy. If you can't pay NOW, why do you thing you can afford to pay later? Before someone mentions a mortgage, you DON'T need to establish credit to get a mortgage. As long as there is nothing negative in your credit file, you can get a mortgage though MANUAL UNDERWRITING. That is the industry term for the method EVERYONE used before FICO was invented.
2007-12-26 10:00:10 · answer #2 · answered by STEVEN F 7 · 1⤊ 0⤋