I was served with court papers recently due to a credit card debt that I have from a few years back. They are taking me to court in an attempt to garnish my paycheck for $$ owed (approx. $1000) If this were to happen, it would create a hardship for me whereas I would not have the $$ to fully pay my everyday household bills. I was thinking about contacting a lawyer to see if they could help me in trying to get this modified so that 10% of my pay would not be taken every week. I was wondering if anyone has had a similar experience in this area. Would contacting a lawyer be worth it, and do you think they'd be able to help me out? If I do nothing, they will definitely win a judgement against me, and the garnishments would begin. Another option I was considering was to contact the plaintiff to see if we could work out a payment arrangement with them instead of going to court. I'm just not sure if I can do that at this time since the papers have already been served.
2007-12-26 07:38:22 · 2 answers · asked by purplereign12010 2 in Politics & Government ➔ Law & Ethics
Most lenders prefer to settle. It's free. Start there. An atty isn't really going to help if you lose a garnishment action; the amount the winner can take from you is preset by state law and an atty can't change that. If you owe, you'll have to pay.
2007-12-26 07:42:39 · answer #1 · answered by wizjp 7 · 0⤊ 0⤋
Appeal your case and request for payment in installment instead of the garnishment against your wages.
2007-12-26 15:46:09 · answer #2 · answered by FRAGINAL, JTM 7 · 0⤊ 1⤋