I'm moving to Los Angeles soon with the wife. My credit sucks. Any tips on getting an apartment or rental?

Answer 1

In general, most apartments will rent to you with bad credit, but may make you pay more for your deposits. Unpaid credit cards alone shouldn't bar you from renting. The worst thing to have on your credit when it comes to renting is an unpaid eviction - this (understandably) would most likely get your application rejected. So if you want tips for renting an apartment with bad credit - have a lot of cash saved. Also, ASK the apartment complex what their credit standards are before paying the credit check fee - that way you don't waste time and money applying for an apartment you won't get.

Answer 2

fix up your credit first before you move anywhere because trust me its hard getting a place or even a loan or a car if you have bad credit because it has happened to me and i couldnt do anything. So take it from someone with the experience stay put for a while and fix up your credit

Answer 3

Does your wife's credit suck too? Try getting it in her name. Also, you will have more luck with a private landlord than a big company. Offer extra money for a deposit if you can. Good luck.

Answer 4

Look for someone on craigslist . that can do direct financing or rental without all the checks, believe me there are many people wllling to do this if you just look, and also even some apt managers based on your work or bank history..

Answer 5

Avoid apartment complexes. Look for a private landlord to rent from.

Answer 6

Go or call the city government building in LA and ask the receptionist where you should go for housing help

Answer 7

If her credit is good, then have her rent the apartment.

If both of you have bad credit, you'll have a problem - good luck.