I will buy my first home, and I want to get the best mortgage available.
2007-12-24 11:20:29 · 5 answers · asked by Anonymous in Business & Finance ➔ Personal Finance
Wells Fargo is good because they are an actual lender - they aren't going to sell your mortgage to another company. They've got some good rates as well.
The other one to consider is Citibank.
2007-12-24 12:12:51 · answer #1 · answered by aali_and_harith 5 · 0⤊ 0⤋
Well, without regard to what the guy above said, it really does not matter. Most mortgages are resold anyway so you could start out with a really good company and end up with a fly-by-night.
What IS important is the contract and the price you pay. That will never change thru the life of the loan, so focus on those items.
.
2007-12-24 11:31:52 · answer #2 · answered by ca_surveyor 7 · 0⤊ 0⤋
The one with the lowest fixed interest rate and the least amounto of points at closing costs. This info should be available at your local news paper.
2007-12-24 11:31:38 · answer #3 · answered by dennisgonzalezdgm 4 · 0⤊ 0⤋
Based on your other posts, you aren't going to be able to buy anything. You have $27K in assets and no income. You also want to go back to school.
Think about it. You have no income, how would pay back the loan?
2007-12-24 11:28:44 · answer #4 · answered by Anonymous · 0⤊ 0⤋
i'd use a broker, they can always find you the best deal and get you the best financing for your specific scenario.
2007-12-24 12:48:57 · answer #5 · answered by evensonhimself 2 · 0⤊ 0⤋