financial advisor? are you one? I need advice and I cannot "go" to an advisor right now?

Question

I am stuck in Guantanamo (sorta-not) and I cannot just get up and go see a certified Financial Advisor. so I am seeking "free" advice here. Anyone care to amuse me?
A. I have roughly 40% of my monies in CD's
B. I have 10% in a 401*- ...C. 10% in Mutual Fund. ....and . D. 40% in a Scottrade Acct.//// ....I have absolutly no tax liabilities ('07-'08 < -can not explain this 2 you unless u can guess < :) and own no real estate. I need futher advice off-line ( can u be off-line even though you are on-line? lol ! ) trust me, any advice here on this web site will be taken with a grain of salt. ////// What I am "REALLY" looking for is to keep what I have and just tweak it some. Bonds and other products are really nice, but I want to proceed in the same direction. I am not going to cash the CD's, and I am not going to reduce my stock exposure. other than that Can you help?

Answer 1

I would go to www.daveramsey.com and email him..Tell him where you are, and your situation...

Answer 2

You may look at some of the preferred stocks of companies that have gone through rough patches. These often have good terms and a guaranteed pay-off.
What strikes me is that your portfolio is kind of split between very conservative(CD) and agressive(stocks).
Just for simplicity it would make sense to transfer your mutual fund to Scottrade. If growing your portfolio is your goal, you have too much in CDs which are dragging your long term returns down. If asset preservation is important, then you may want some asset allocation that will move independent of dips in the stock market.

Answer 3

If you have Internet access (you must if you posted this), than you can consult a financial adviser on-line. I don't think detainees have access to the Internet, so I will conclude you are in are working with the US military or other US Government agency. If I am correct, your 'chain of command' can probably assist you in finding a financial adviser.