how old do you have to be to withdrawal money from a bank in the US, Pennsylvania?

Question

i am not 16 yet, and the account is under my mom's and my names. do i need her to put money in? get money out?

Answer 1

It really depends on the bank. Most regular accounts you will be able to put money into and take out of with an ID. However, there are some "children's" accounts that do not allow kids to withdraw without their parent's permission/signature. This is to help kids learn to save money, earn interest, and not take the money out to blow on something frivolous. Call the bank and ask them - have your account number ready when you call.

Best wishes.

Answer 2

You can definitely deposit money into the account provided you have the account number. If you have proper ID such as a state ID you may withdraw the money from the account provided its a savings account. Age doesnt matter if your name is on the account and you have ID you can withdraw the money.

Answer 3

depending entirely how the account is set up -- my niece and i have a account together and she can do it!!!