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yes im very depressed i had to give my son and family gift vouchers on my credit card as i have so many bills coming out of my ears, and no money to pay they will have to wait till after christmas before i pay them

2007-12-21 00:06:26 · answer #1 · answered by Sunny 6 · 0 0

Nope, we do a lot of shopping with cash and throughout the year, so it's not all in a couple weeks' time. Anything we do put on the credit card gets paid off right away. I had myself in waaaaay over my head about 7 years ago, and after credit counseling I cut up all but one card. I never want to be maxed out on any card again, especially over one holiday that isn't even supposed to be about materialism.

2007-12-21 08:13:15 · answer #2 · answered by Starfall 6 · 1 0

No, I shop within my budget and make homemade gifts (food, mostly). I also try to spread Christmas shopping throughout the year to avoid one huge bill.

I pay off my credit card every month. Why on earth would I max them out if I couldn't pay them off on time every month? That's how you acquire credit card debt- by buying things you can't afford.

2007-12-21 08:09:34 · answer #3 · answered by kckli 5 · 1 0

No, although I spend quite a lot of money my credit cards won't be maxed out because I have high credit limits.

2007-12-21 08:05:01 · answer #4 · answered by xprincessx 4 · 0 0

No no one should max out their credit card that is irresponsible.
That is how people get into trouble with bills.

2007-12-21 08:07:45 · answer #5 · answered by Silver Moon 7 · 1 0

Nope. I live within my means. If I can't pay it all off at once, I don't buy. That's how you stay out of credit trouble.

2007-12-21 08:08:58 · answer #6 · answered by duffie_1999 6 · 1 0

I have spent only cash this year, I dont see the point of getting into so much debt for one day xx

2007-12-21 08:06:25 · answer #7 · answered by Denise H 4 · 3 0

nope cause I spread it out ......lock em up after the holidays until paid off and ready for the next year. What we do ! : )

2007-12-21 08:06:31 · answer #8 · answered by cocoamoe 5 · 1 0

nope. i have only one credit card and i didn't use it at all.

2007-12-21 08:07:10 · answer #9 · answered by racer 51 7 · 1 0

nearly maxed, i owe 4,000 pounds but its not all from christmas...

2007-12-21 08:03:17 · answer #10 · answered by Anonymous · 0 0

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