3 years ago I was unemployed with no health insurance and got pregnant. I got very sick and had to go to the emergency room twice. I went 2 more times as I was miscarrying and was told the total bills were over $7000. About a year ago a collection agency called me to get payments on a smaller part. As I started paying on it, they told me they received more and more bills. Then they told me that I couldn't make my payments anymore because they wouldn't cover the interest and that I had to pay a large lump sum by the end of the next week or they would put it on my credit report. I explained that I'm a single mother that could not come up with that amount so quickly. Later they sued me and added all kinds of fees on the total. Now they started garnishing my wages. With the amount they are taking out, I will not bring home enough to cover my rent and child care alone this month. I might have to quit my job for lack of child care, but then my child and I will be homeless too. What do I do?
2007-12-20 14:15:05 · 17 answers · asked by Miss TJ 1 in Business & Finance ➔ Personal Finance
I really don't have many bills and my rent is lower than most 1 bedrooms in my area. I don't own a car because I wasn't ready for that expense yet. My main concern is staying employed and keeping a roof over our heads. I cannot pay just my child care and my rent this month. That does not include any other expenses.
2007-12-20 14:34:24 · update #1
I went to the county. They look at how much you make before any deductions, so I don't qualify for most programs such as cash or child care. Maybe food stamps, but I don't know yet.
2007-12-20 14:38:21 · update #2
You should probably seek professional advice (a lawyer or a personal finance adviser.) There are usually nonprofit agencies that would be available to help you with law and finance things like this. You'll have to see what's available in your area.
The one place I can point you would be http://www.modestneeds.org/
They're an organization that's designed to help people in your situation, and they might be able to get you the cash you need.
2007-12-20 15:44:42 · answer #1 · answered by Cookiemobsta 3 · 0⤊ 0⤋
While the home may be in foreclosure your landlord is still entitled to rent. Bring your rent current. The new owner will work with you. The Federal Tenant Protection Act of 2009 will permit you to stay in the home for at least 90 days after the bank acquires the property. You landlord cannot demand that you vacate by a certain date. He must file for eviction and if he prevails the court will establish the date you have to vacate. Also, your landlord cannot garnish wages without first getting a judgment against you. realtor.sailor
2016-05-25 06:09:54 · answer #2 · answered by Anonymous · 0⤊ 0⤋
<>< I was under the impression that as long as you were paying something on the medical bills that they could not pursue you. That is just nuts that they can garnish your wages, I had no idea that they could do that for medical bills. I would see if there is some sort of free legal service in your area and see what can be done. My heart goes out to you since you are apparently trying to do the right thing. I wish the best for you!!
2007-12-20 14:21:00 · answer #3 · answered by Yahoogirl 5 · 0⤊ 0⤋
You need to contact a attorney or get some kind of professional advice. I didn't think they could garnish wages for medical and usually if yo pay anything at all they are fine with it. I'm really sorry a bout all this I hope it gets better for you. But, also you might think of going bankrupt which I don't usually recommend this but it might be what you need to do. Go see a free lawyer
2007-12-21 08:01:04 · answer #4 · answered by jt6341 3 · 0⤊ 0⤋
Look into Medicaid,,they might be able to pick up some of the bills.
2007-12-20 14:30:15 · answer #5 · answered by tidbit 5 · 0⤊ 0⤋
I suggest you speak to an attorney that someone recommends (who is trustworthy) to discuss this with and see if what is being done is legal.
2007-12-20 14:18:10 · answer #6 · answered by MadforMAC 7 · 0⤊ 0⤋
Bankruptcy, I’ve done it twice already, and it great for getting creditors and collection agencies of your back. Fight back, it’s you right too.
2007-12-20 14:28:26 · answer #7 · answered by Roberto V 1 · 0⤊ 0⤋
See,if there is some form of goverment help where you live.Medcaid or foot stamps.
2007-12-20 14:18:38 · answer #8 · answered by CHAR H 2 · 0⤊ 0⤋
WOW I would suggest getting a lawyer.
2007-12-20 14:19:53 · answer #9 · answered by fiji2litre 5 · 0⤊ 0⤋
I don't know, have you tried filing for bankrupcy?? You should've done that long ago....consult an attorney I guess... Sorry, I will pray for you.....
2007-12-20 14:19:11 · answer #10 · answered by YIA123 2 · 1⤊ 0⤋