My specific question is:
If one of my employees is currently pregnant, would that make my rate higher?
I know if I was buying individual insurance, it would cost more, but as an employer, how can I control if one of my employees is pregnant, and how is that fair to the rest of the employees?
2007-12-20 06:12:31 · 2 answers · asked by Anonymous in Business & Finance ➔ Small Business
I have doubts that a new policy will cover pre-existing, even pregnancy. You would have to read fine print when purchasing.
Nothing you can do if a pregnancy comes up later, unless you exclude that. You'll find that rates are pretty steep in any event and you may have to settle for catastrophic coverage.
Good luck.
2007-12-20 06:20:59 · answer #1 · answered by ed 7 · 0⤊ 0⤋
That is a question only the insurance company can answer.
Yes, it is very fair to the other employees, especially if they need to use health insurance.
2007-12-20 06:19:29 · answer #2 · answered by Feeling Mutual 7 · 0⤊ 0⤋