I recently bought a house. My boyfriend is Married. He's been separated for 25 year though. The house is totally in my name. He has no credit. but he did give some money as a "down payment" and has done some work fixing up the place. He has told his family that he just bought a house. my question is do u think his family has any recourse if my boyfriend were to pass away or anything? Maybe this is a dumb question, but it is a concern of mine! My boyfriend has already sucked the life out of me and I want out of the relationship now. I wonder what recourses he himself has if his name isn't on the house?
2007-12-19 10:04:23 · 11 answers · asked by cammi159 2 in Family & Relationships ➔ Marriage & Divorce
boyfriend is almost 70 and he owes me more money than he gave for the "down payment". Thank u for all the great advice!
2007-12-19 10:19:10 · update #1
Who's name is on the mortgage, deed/title, etc? If the house is in both of your names then it's possible his family would retain the rights to his share of the property if he were to pass away unless he has a will or other paperwork drawn up stating that his interest be transferred to you. If you split up, you each still retain an interest in the property until such time as it is sold, gifted, or agreed that one of you will transfer your interest to the other with no further obligation or rights.
If the house is only in your name, then it's YOUR house. regardless of the fact that he helped out with the down payment and does work fixing up the place. The best he can hope for is to get his share of the down payment back. If the 2 of you were married, it would be a different story. But unless he has a legal interest in the property, and it sounds like he doens't, it's your house and he has no recourse if the 2 of you break up.
2007-12-19 11:09:45 · answer #1 · answered by QT_Pie 5 · 0⤊ 0⤋
If the deed and the loan are in your name only, he nor his parents have any legal claim or recourse against the house. You can kick him out at any time. The money he gave you was a gift, not a loan, right? Make sure he doesn't dispute this if you are going to end the relationship.
2007-12-19 10:09:12 · answer #2 · answered by makeloans2 7 · 0⤊ 0⤋
If his name isn't on the title then he doesn't have a claim to the house. If he's living there now, kick him out. And just to be sure, pay him back whatever he gave you as a "down payment".
2007-12-19 10:14:32 · answer #3 · answered by Nandina (Bunny Slipper Goddess) 7 · 0⤊ 0⤋
No the house is in your name and you should keep it that way-no one has a claim on it but you-good luck!-I would just put him out-there is nothing he can do about it if you do-except try to take you to small claims court for "repairs" etc-all you need to say is that the money for the downpayment was a gift-there is no paper trail to prove otherwise!Be sure all mortgage payments are made by you in your name.
2007-12-19 10:46:02 · answer #4 · answered by Lunaeclipz 5 · 0⤊ 0⤋
If his name is not on the deeds i am almost sure he does not ,nor his family have a claim on the estate. Plus you are not married and i'm sure you need to have been living together for a certain amount of time before he can claim any contribution. maybe someone else can tell you more.
2007-12-19 10:11:28 · answer #5 · answered by Anonymous · 0⤊ 0⤋
If the house is in your name then he has no rights even if he has fixed it up. His family has no rights to it either. However if you put his name on the quick claim deed you may want to talk to a lawyer first to make sure that you are free and clear in your state.
2007-12-19 10:08:54 · answer #6 · answered by Shell 4 · 0⤊ 0⤋
If his name isn't on the house -- not many. Although you should probably reimburse him for the down payment... And it partly depends on how he paid for it. Did he pay cash or did he write a check? There would be records of the check and he could use that against you.
2007-12-19 10:11:03 · answer #7 · answered by BTB{06.22.09} 4 · 0⤊ 0⤋
Absolutely none. You bought it and its clearly in your name and what he has done should be construed as some help for living there and thats all. His family has no claim whatsoever on your house so quit worrying and enjoy the holidays
2007-12-19 10:18:01 · answer #8 · answered by Arthur W 7 · 0⤊ 0⤋
If you want out, kick his *** out and give him the "down payment". If you want him to stay, write out a "rental" agreement against the "down payment"
2007-12-19 10:18:15 · answer #9 · answered by tom_gpp 5 · 0⤊ 0⤋
the home belongs to the person whose name is on the title, no one else even him can lay claim to any part of it. u don't need to be concerned.
2007-12-19 10:21:04 · answer #10 · answered by jude 7 · 0⤊ 0⤋