Is it worth the monthly payment of $26 or a simple rip-off?
2007-12-19 01:54:05 · 6 answers · asked by Souldancer88 1 in Politics & Government ➔ Law & Ethics
It would depend on if you plan to use it or not. $26/month does seem kind of high, though.
We did it one year through my wife's work, as I was going to adopt her two kids from a previous marriage. It did save us money. The following year, we canceled it, as it was no longer needed.
What I would recommend is to look at any legal fees you may have for the year that this plan would cover. If they add up to more than what the cost of this is, then do it. Otherwise, skip it.
2007-12-19 02:13:00 · answer #1 · answered by Mutt 7 · 0⤊ 0⤋
It's like any insurance.
If you don't need it, you'll think it's a rip-off.
If you need to use it, you'll think it's the best thing since sliced bread.
They do two plans - the $26\month is the more expensive, there's also a $13 or so a month that includes less hours of actual free lawyer time.
My "personal" opinion is that the cheaper plan is worth having just for the ability to get contracts and legal documents reviewed for free, 'lawyers letters' sent out when you have a problem, plus the fact that you have a 24hour 800# to call if you ever get arrested.
I do not have the service myself, and have never worked for one of their provider law firms, but I do know their provider firm in CA, and they're a very well respected law firm.
Richard
2007-12-19 05:10:44 · answer #2 · answered by rickinnocal 7 · 0⤊ 0⤋
The one at my work was only $8 a month and it was still a rip off. all they tried to do was help me make a will and answer questions. when I needed a lawyer they wanted to set me up with someone they knew at a "discount". You can find most of those services over the internet for free I'll bet.
2007-12-19 02:05:59 · answer #3 · answered by Too much information 3 · 0⤊ 0⤋
The ones provided thru employer or union plans are worth it for routine & simple things. They generally don't provide full coverage for the really serious stuff like contested divorces or serious criminal defense. The private subscription ones are worthless; for most things they do little more than provide a free phone consult or a 25% rate cut in fees -- & many lawyers will give you that if you just ask (Shh - don't tell them I said so!).
[Disclosure - my office is a member of ARAG & Signature/GE plans.]
2007-12-19 02:28:46 · answer #4 · answered by Anonymous · 1⤊ 0⤋
If it's for a divorce with no children or property, I would think it would not be worth it. You could easily do that in court with the proper forms that you can buy at any bookstore. You file with the county clerk. I was surprised at how easily it can be done on your own.
2016-05-25 00:48:07 · answer #5 · answered by ? 3 · 0⤊ 0⤋
Its much like insurance premiums...some more than get their money back while others simply pay in and never use it
2007-12-19 01:59:04 · answer #6 · answered by Anonymous · 0⤊ 0⤋