We cannot afford this place anymore?

Question

We can no longer afford our rental house. We have been trying to this on our own for three months, as our old roomate just up and moved out. His name is still on the lease and our landlord told us we can sue him for his chunk of the rent but it cost a lot to file a claim in small claim court. And then who knows how long it would take to get the money from him. We pay almost 1000.00 a month and all of the ulities. What would happen if we just up and moved out. Our lease is up June 31. I think the landlord can sue us for the rent until she re-rents the house. It is a bummer we cannot afford this place b/c we love it. When we told her the old roomie moved out she told us that if we moved out she would have to sue us. Now when she does that how does she find where we moved too? How do we pay her back the money? Will the old roomie have to pay still? Will it screw up our credit? Is it better to possibly file bankrupty since we have ify credit at this point. Ahhhhh! Thank you

We have been trying to find a roommate, but this town sucks. We don't want to "screw" the landlord, could we write her a letter with the last months rent and our new address along with our new roomies address. Would he be getting sued too since his name is also on the lease?

Answer 1

An eviction shows up as a legal conviction on your credit report. It will haunt your for housing and employment for years to come. Why put yourselves and your landlord though this?

Give her a 30 day notice and ask what she wants to let you out of the lease.

Since she has your social security number she has the right to track your address and place of work after her lawsuit is finished. She will receive rant, damages and legal costs from you, either willingly, though a collections agency or from garnishing your wages.

Answer 2

Your owner of your rental wants there money because they have a mortgage to pay. Kind of a catch 22. Since your roommate had left you in a problem state. First question i need to ask have you been paying in the past the 1/2 of rent with a check? If so the landlord would be required to go after your room mate for there half. But since you had assumed the second half of your X- roommates rent then you are now liable for the whole.
Talk it over with your landlord about finding another room mate. Advertise it on Craig`s List if it is available in your area.
Now going after your old room mate. You have indicated that you know where they live. Well then file into small claims court for the full amount of there half of the lease. But you must also be advertising for a room amte as well. Once you find a new room mate your exroom mates rent will stop at that point. (you can not collect on rent twice) Best of luck

Answer 3

It does not cost much to file in small claims court...less than 50 bucks in most areas. The problem would be getting the money out of the roommate once a judgment has been filed. And yes, the landlord can sue you for breaking the lease...she can sue both you and your ex roommate, but does not have to go after both. Once a judgment is awarded to the landlord they can go after any assets you may have....car, bank accounts, IRS returns, garnishment of salary. It will also ruin your credit and any chance of renting elsewhere. Try to work something out with the landlord and work on getting another roommate. Having an eviction/judgment on your record will follow you around for many years. BTW...these days it's very easy to find out where someone has moved to.

Answer 4

Yes you can be sued, Everyones name who is on the lease is liable for the money even your roomie, even if they moved out. They can find you by utility records, social security number. A number of different ways.
It will screw up your credit as far as renting a new place. Most places won't rent you until the old commitment is satisfied and a release letter has been given.
You'll have to make payments. And no bankruptcy is not the way. Because she can bring a cival judgement against you which can be worked around a backruptcy

Answer 5

If you move out, the landlord will sue you to get the rent back. Don't worry, she'll find you if she has to. And you do owe her all the money between the time you move out until she rents it again (or June 30).

Is it at all feasible to get another roommate (or two) within a reasonable amount of time? That would hopefully solve your rent problem.

Answer 6

Get a new roommate. I'm pretty sure your landlord can sue you for the whole remainder of the lease, rather they rent it out again or not.

Answer 7

I agree you need to get some good faith fee to the own loan business enterprise right this moment. in case you're procuring information superhighway and tv, what good is it doing you in case you do not have a house. that is $a hundred. comparable for cellular telephone -it extremely is a luxurious in case you're procuring 2 telephones.... shrink returned on your utilities. i don't propose in simple terms turn off that easy once you go away the room, i'm speaking disconnect electric powered alarm clocks, turn off your workstation/television, save your a/c at seventy 4, hand wash dishes extremely of dishwasher. Rope on your man or woman expenditures, cancel all your credit enjoying cards, leaving open basically those you nevertheless have a stability on. and stop using all credit enjoying cards till you sparkling this up. Any creditor will not be very sympathetic in case you coach primary rates to Wal-Mart, etc... Is it a superb wager to assert you spent various money on your new domicile those first few months - new units, trash cans, etc... Now could be an impressive time to have a storage sale, each little bit going to the own loan business enterprise. good success.

Answer 8

Whoevers name is on the lease will have their credit screwed up.
You didnt mention trying to find a new roommate.