I was just served 30 days ago I didnt know I had to file paper in court now they say I am in default and there is a judments against me now with a garnishment of my wages what can i do now is there some type of law that protects me or what rights do i have , I want to pay them but they dont want to hear from me at all .... what can i do?
2007-12-17 08:32:46 · 4 answers · asked by Mrs.Jauregui 1 in Politics & Government ➔ Law & Ethics
I didnt get a court date I only got some serve papers but they didnt have a court date in them I looked up the citation on line and the court was scheduled for next year..
2007-12-17 08:42:24 · update #1
Nothing. You had a chance to settle it and be heard; you failed to follow. You can try going back to the court that ordered the garnishemnt; but you'll have to prove you shouldn't have to pay; and that's not happening.
Pay the debit in full or pay the garnishment
2007-12-17 08:37:34 · answer #1 · answered by wizjp 7 · 0⤊ 0⤋
Most States have a procedure for you to move to have the default judgment set aside and have a trial on the merits as to whether you actually owe them the money or not.
Since you admit that you DO owe them the money, all that would do is cost you a second set of court fees.
Once they have their judgment - either now or after a retrial - they can garnish your wages. A creditor is under NO obligation to accept a deal, even BEFORE they get a judgment. Once they HAVE the judgment though, there is no reason at all for them to do so.
Richard
2007-12-17 08:42:14 · answer #2 · answered by rickinnocal 7 · 0⤊ 0⤋
You waited too long to deal with your financial issues and they have come around to bite you in the butt. You don't really have any rights left now, they can take what they want....be glad that all they are doing is garnishing your wages, and haven't taken everything out of your bank account with a bank levy! You have to pay it off in full immediately in order to have the garnishment waved, or call the company that is garnishing your wages to see if they will at least lower the payment. You can also consult with a bankruptcy attorney (even if you aren't filing for bankruptcy) to see what your legal options are. Generally, they offer a free evaluation/consultation, and they are very knowledgeable regarding the details/laws/rights/regulations of the companies and yourself. Good luck.
2007-12-17 08:41:56 · answer #3 · answered by Anonymous · 1⤊ 0⤋
Too bad for you.
They will put liens on everything you own until they get their money. They can also attach your bank accounts, your car and anything of value you own.
Shudda paid them.
2007-12-17 17:21:59 · answer #4 · answered by Anonymous · 0⤊ 0⤋