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Okay, it may help to check out my two most recent questions, but basically, my husband left, I lost my job and even though I got another one to get me through this until I can find something better, I'm getting my first paycheck just after my electricity gets turned off and my rent is late.

What do you think the likelihood is that the apartment managers will allow me to prorate my rent this month, paying half of it on the first, and half on the fifteenth, picking up the full amount again on Feb. 1 after I have steady income?

I honestly cannot think of any other way to GET money in that amount of time. Family is helping me do a littel bit of Christmas shopping for my kids, and my ex is paying actually more in child support than he's legally required to, but he's paying it in two parts, and those parts are about 100 less than what I would need either time. My credit leaves something to be desired (all on-time payments are on HIS credit), so I don't think I could get a loan. HELP!

2007-12-16 04:31:44 · 8 answers · asked by CrazyChick 7 in Business & Finance Renting & Real Estate

The loan for Christmas presents wasn't my idea. My parents feel strongly that it is important at that age to be able to provide SOMETHING for Christmas, and considering the fact that my kids will be spending Christmas with my family and all their cousins (who ARE getting Christmas gifts), they are paying for Santa. It's not about my priorities. They have specifically said that is what that money is to be used for.

And he's not just walking out on his kids, or even me. We share custody, so he has them 50% of the time, which would technically mean the amount of child support he would be required to pay would be offset by the amount I would be required to pay HIM. He's paying as though I have primary custody and is writing off the amount I would otherwise owe him.

So they aren't going to be homeless or hungry, because if I can't make it for a while, they'd be with him.

However, I would still prefer to not be evicted, lose power, or otherwise fall apart 2 days before payday

2007-12-16 05:22:11 · update #1

8 answers

Let's use your first paragraph and go from there.-Talk to management and the power company it's cold outside and you have children in the house! You are being responsible and trying to take care of everything. Don't talk about the positives-go for the negatives and buy yourself some time. We always assume that everything will workout the way we plan. How about this-what if you get sick? and they money doesn't happen right? It would be nice to have a few days of cushion so that you can get on your feet.
Do two things tommorrow morning-Talk to the management company and tell them you will be a bit late but will pay all of the rent this month-your husband left you and now you have to pull the whole train alone! period. You have worked it out so they will get all there money this month but, you need them to be a tiny bit patient. period. (if they even decided to try to evict you it would take about 30 days!)I am enclosing the links that lead to the laws governing this in your state read them! Second: Call the power company tommorrow and tell them you will be late-husband left but, you have a job and will get up to speed quickly. Please don't turn off the power be scared-in your voice-people react to emotion and a true request for HELP! Truth is they aren't allowed to shut off power in snowstorms or if the temp is lower than a certain point. So if you report a hardship before they notice all the better! Call public utilities commission to see about this and if not-try United way for help with bills. Either way best of luck!

2007-12-16 05:52:31 · answer #1 · answered by helprhome 5 · 1 0

2

2016-07-19 00:50:17 · answer #2 · answered by Edith 3 · 0 0

My mom works at the electric company. According the the PUC, they cannot turn your utilities off in the winter. But they can charge you late fees. And they can report it to the credit bureaus.

IF there is some reason that your state allows shut offs in December, a simple phone call should get you farther than doing nothing. First call the electirc company. TELL them that you are going through a temporary set back and ask them if they can work with you on paying it back by a certain date. If you get someone who won't work with you, then ask for a supervisor... if that doesn't work, tell them you will call the PUC (Public Utilities Commission). The PUC is kinda like in charge of them and can tell them they can't shut you off. Let them know you have kids and you aren't trying to be a deadbeat, you are just going through a temporary setback. It's not people like you that they like to shut off... it's the real deadbeats. My mom used to tell me stories of people who owed ove $10,000 in electric bills but the PUC wouldn't let them shut them off because of medical reasons, or whatnot. THOSE people are the REAL deadbeats. Temporary setbacks are usually not a problem, as long as you TALK to them.

As for the rent, that is COMPLETELY up to your landlord.

2007-12-16 04:59:39 · answer #3 · answered by Proud Momma 6 · 2 0

Tell your manager of the apartment complex exactly what you have just told us. With the exception of the christmas thing. Unless you feel it is needed.
The gas and electric co. will take a small amount from you during this time as well.

2007-12-16 05:43:20 · answer #4 · answered by Big Deal Maker 7 · 1 0

I have children, and I understand about Christmas.

But if your children are homeless and cold, the presents will mean very little if they are freezing and there isn't a hot meal for that day.

Christmas can be celebrated later or not at all or in a different way without presents.

Food and shelter come before luxuries. You need to learn to establish priorities.

2007-12-16 04:49:51 · answer #5 · answered by Expert8675309 7 · 0 1

Rent To Own Homes - http://RentToOwnHome.uzaev.com/?mBqP

2016-07-13 07:44:36 · answer #6 · answered by ? 3 · 0 0

If you have been in good standing previously with making on time payments your landlord might agree to the arrangement you are proposing. Your plan is not unreasonable.

2007-12-16 04:38:05 · answer #7 · answered by ageless 3 · 1 0

an evication is not done in less than
2.5 weeks; thus, you are safe
UNLESS you have already been
served to pay or quit.

an odd "happy christmas!!"

2007-12-16 07:24:26 · answer #8 · answered by kemperk 7 · 0 1

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