What precautions should be made while doing online transaction through the Internet?

Question

As keyloggers,spywares and other such softwares cause menace to online transactions over the Internet,What precautions should be made inorder to be safe from such dangers

Answer 1

The simplest way would be to use PayPal, as it has payment protection in case you don't receive the goods from a person, and you do not directly type your credit card number into any websites.

Failing that, use websites that provide trusted credit card transaction services such as RealEx and check that https:// is part of the page address where you enter your credit card number.

Firefox browser has a number of extensions that you can use to increase security with regard to keylogging and password spying. Install these (though they will cause a slowdown depending on how many you install).

Firewalls, password-hashing software, anti-spyware, anti-virus, should all be used.

There's many different ways to protect yourself, but it will depend on what exactly you are doing on your computer and how you are using it on a day-to-day basis.

Answer 2

If you doubt that keyloggers and spywares have been installed in the system, then to have a secure transaction use a personal computer instead of a public one found in cafe's.

For more precautions check the address bar and see if the protocol is https:// instead of the usual http:// and that you see a padlock on the bottom of your status bar. Such a precaution is necessary for preventing phishing and other means of frauds. And never answer a mail even form your very own bank asking you to update details like your oin number, customer id, or password. These are generally fraud emails. Certain emails inform you that a transcation was successfully completed and to visit the link to follow the transaction route. Never click on such links. In case of doubt cal your bank customer care and they will always be there to help you. We are humans and must go with our senses without losing any control over any means of online information.

Answer 3

1. Use security software on your computer. Your ISP may offer free security software as a part of being a customer. Call them and find out (most North American broadband providers offer a free firewall, anti-virus and spyware package of some kind). Ad-Aware by LavaSoft and SpyBot Search and Destroy are two reputable and free tools to clear Spyware, Adware and Trojans from Windows based computers. I have no affiliation with them at all.

2. Use common sense. Don't use your credit card on a site like "Jim-Bobs Hot Dogs". Amazon, Priceline, Ebay - those are trustworthy sites. Make absolutely sure that you never enter your credit card information on a page that isn't https:// - notice the "S" - https is (more) secure, http is not.

3. Consider using PayPal for your online shopping. It adds a layer of protection.

4. Check with your bank or credit card company to find out what their fraud policies are, so if the worst happens (someone gets your credit card number and uses it) you'll know what to do and what you're responsible for.

Answer 4

Try this .... from Trend Micro that has consistently been rated top antispyware program with Webroot and Counterspy and has achieved the top virus rating "VB100" as a few others like Kaspersky antivirus.

Transaction Guard
http://www.trendsecure.com/portal/en-US/tools/security_tools/transaction_guard

WebClip: " Transaction Guard is FREE software that protects you against spyware while performing sensitive online tasks on a public computer, like Internet banking or other financial transactions. Transaction Guard has two components:
Spyware Monitor – Monitors for spyware and notifies you of any intrusions.
Password ClipBoard – An on-screen keyboard for securely entering user names and passwords. "

Today, you MUST have paid subscription antivirus and antispyware and a paid firewall for transactions that have those protections the free firewall does not. Do not listen to those who say it is a bunch of crap.

Answer 5

You asked good question here.. It is very important to aware about online transaction using net banking.
1) Never access your account at public cafe/share computers
2) Always use home computer for security reason
3) Don't click on any link under your inbox whether if it is your bank's website.
4) Do practice to type bank's URL in address bar
5) Always update and patch your operating system
6) Use anti virus and update it on regular basis
7) Check SSL/https security on login page of bank's website coz this kind of data don't capture or sniff
8) Choose strong password which is both upper and lower case, number and special characker too, and long enough

Aashish Jansari
DAE | AFCEH

Answer 6

1.IE7 does a pretty good job with ant-phishing.

2.Always ensure that a padlock is present which indicates that the server is secure and your data can get intercepted.

3. Don't input your credit card on unknown sites

Answer 7

when your buying online you will notice that secure websites have a little yellow lock icon on the right in the URL (place where the webaddress goes) if it doesnt have the lock dont use your credit card their.

Answer 8

♥s0meone can access your pin number/card numBer and he/she might spend all those m0neY♥

Answer 9

Please visit

http://www.infosec.gov.hk

You can find some useful information and hints there.