why would my mortagage company send a rep to my home without me knowing? I am running a month behinde due to a diffaculity a few months ago. but i am now making my payments on time and slowy catching up on the one i missed. are the going to forclose or something without me knowing.
2007-12-11 12:49:01 · 3 answers · asked by Bob S 3 in Business & Finance ➔ Renting & Real Estate
They will have to notify you first before foreclosure usually 60 days or more without payment and communication. It is a good idea to call them to arrange a payment plan if you have not done so. I don't know why the rep would physically come over.
Licensed Realtor in AZ
2007-12-11 14:16:58 · answer #1 · answered by Brad D 2 · 0⤊ 0⤋
It may be a preparatory move to starting foreclosure. Many mortgage firms send out an appraiser in advance to determine if the property is still in the same substantial condition it was when you bought it, and to provide a 'drive by' estimate of market value.
Check your most recent mortgage statements. You will most probably find that they charged you for this privilege, and expect you to pay for it.
2007-12-11 14:15:39 · answer #2 · answered by acermill 7 · 0⤊ 0⤋
not for a month, maybe they want to sit and discuss your situation. call and ask they why, if they come on in snoop around without your consent call the police and press trespassing charges.
2007-12-11 18:54:07 · answer #3 · answered by Anonymous · 0⤊ 0⤋