I have a family member who can't work due to several debilitating conditions....yet the government won't help as her husband makes more than $648 per month.
She asked if things would be different if she divorced her husband & lived under a bridge(kidding) & they told her that she would only be doing it to get benefits so she'd be automatically denied.
2007-12-10 09:01:40
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answer #1
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answered by >>Phoenix<< 6
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It is quite complicated, I needed to work 5 years straight to get SSDI, but missed it by 6 months. I had worked several years in the past, but they said I had to work a total of 5 years straight to get it, I was 45 then. Now I would have to have worked 10 years straight to get it. If I had been younger than 45, it would only have been a few years. I got accepted in less than 3 months. Some take years. I suppose it depends on what is wrong with you. I do get a check of over $600 a month, but I also know it depends on where you live as to how much you get. You also get medical coverage and they pay for your medication. I have a co-pay which is very small on my meds and some Drs. You also qualify for foodstamps, which is very little. There really isn't enough to own a car and be able to pay for the insurance, and plates every year. There isn't enough to even buy clothes after you pay all your bills. There is barely enough money to cover the food as well.
They told me when I got on SSI, that I will get SS when I turn 62, but I don't know if they will take away some of the SSI and I will get the same amount as now or not. They aren't very clear on it. I can let you know when I turn 62. LOL
2007-12-12 13:11:40
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answer #2
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answered by Fruit Cake Lady 5
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I had to retire at age 55 due to disabilities. I have been treated well but of course my financial assistance is way below poverty level, which considering how long I worked and the profession I was in, certainly doesn't seem fair. My medical needs have been taken care of beautifully and I am very thankful for that. I've had several surgeries which were paid for and I was furnished walkers, medications, home nurses at times, therapists, and a power chair.
I have a friend who has been trying to get disability all year. She cannot work, is in much pain, and is getting a complete runaround by Social Security. She has lost her job, her home she'd worked so hard to buy, her savings, her 401K and her medical insurance. She is being evicted, is recovering from surgery, has no place to go and no money. She cannot afford to refill her prescriptions. Meanwhile, Social Security is sitting on their thumbs.
2007-12-11 00:31:54
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answer #3
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answered by missingora 7
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It's called disability, and it's based on how much someone has put into Social Security. I started receiving SSI when I was 60 and not able to work because of GAD. Generalized Anxiety Disorder. There was an article in last Sunday's New York Times magazine re: disability. It seems the courts are way behind in hearing cases because of a shortage of lawyers.
2007-12-11 05:24:21
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answer #4
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answered by Anonymous
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It depends on whether you're occupationally disabled or totally disabled. Also, it depends on if you worked under Social Security, Railroad Retirement or one of the state pension funds. And it depends on what type of private insurance you had when you became disabled. Also, you have to factor in was it a health issue, an injury off duty or a work related injury.
If you're seriously disabled and can't support yourself, that's one thing. If you're drawing a check because you're too lazy to leave the trailer park and be a productive member of society, you should be put down like an unwanted animal so you don't suck up all the resources the rest of us need.
2007-12-11 01:24:24
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answer #5
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answered by penhead72 5
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SSI is a program that provides a below poverty level monthly income to people who were born with their disabilities or acquired them before the age of 22 and have never and will never work or became permanently disabled before getting enough work credits to get the disability insurance program called SSDI. The benefits for SSI are going up to $637.00 a month on January 1st. That is less than 50% of a full-time minimum wage job. SSI also provides a medical insurance program, but it is very difficult to find doctors who accept it, so most health care must be received in a hospital clinic or emergency room.
SSDI is an insurance program that every working American pays into. For each year you work you get 4 quarters of credits. If you become disabled or retire you then get a benefit based on what you have paid into it. You also get paid medical insurance called Medicare.
ETA: Miss Ellie - I have a letter from social security that says the benefit is going up to 637 on January 1. You get SSDI - and entirely different program -and yes you can get even less than you.
And to get SSDI you do not need to work for 24 years - you need to work for 40 quarters - or the equivilent of 10 years. And in one of those quarters you might have made only $50.00.
2007-12-10 06:36:22
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answer #6
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answered by Anonymous
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I know a very nice disabled lady who gets very little. She hardly has enough to pay bills out of that money. She gave up driving because she can 't afford a car, insurance, tags, gas, you name it a car is a luxury.She gets treated rudely. People have no respect for the poor, elderly and disabled here in America. They act like they are paying your check out of their own pockets. It's a dog eat dog world. Only the strong, healthy and those working at good paying jobs think they deserve anything.
2007-12-11 14:37:49
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answer #7
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answered by Anonymous
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The disabled who can't work and has to rely on the government for financial assistance has a very difficult time managing. Many of the disabled who can't work has to either go without or rely on family members to provide the extra support. This is simply because the American government does not care for the disabled like they should.
2007-12-10 10:26:04
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answer #8
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answered by Whatever 7
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I havent been able to work since 2003, and honey i losted my house, my car, my job....only thing america and the goverment gave me was food stamps....and you sure cannt wash your assssssssssssssssssssss with food...the goverment sucks for america people...they dont care, i agree when bush took it over, we are the hurtin people in this country...i am 50 yrs old, and i dont want to be disabled i got to the point i cannt work a full time job or a parttime job...i have had 6 surguerys, an i think all i did was hurt my body to feed and clothe the doctors family and this isnt no joke....my whole lifestyle has went from a machine operator to a counch potato...and its true the longer you work, you still dont get buy...i worked for 27 yrs an this is how i feel about the goverment treating the american people.....they freakin dont................
2007-12-10 15:39:46
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answer #9
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answered by DEBORAH W 2
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It depends on the State you live in I think. Some states will give you an extra check if you are making a low amount. It will be below the poverty level and you will not be respected. People will treat you like you are a thief who is stealing money right out of their pockets!
2007-12-11 07:07:59
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answer #10
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answered by Anonymous
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After someone is deemed disabled by the state they are allotted approx 604.00 per month.
Now if someone has worked and then became disabled then their monthly amount is much higher and that is called RSDI.
2007-12-11 07:44:45
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answer #11
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answered by Delicious 2
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