My boyfriend's older brother was a illegal immigrant here in the USA. My boyfriend is a US citizen though.
When my boyfriend was younger, about 7-8 his brother used his SSN to get a house and a few cars.
But now his brother is back in Mexico and staying there for good.
We just found out what his brother was doing because he's family told him.
His 19, would this affect his credit??? Should re report that his identity was stolen??
It's complicated because his brother is involved.
2007-12-09 06:57:41 · 3 answers · asked by Anonymous in Business & Finance ➔ Personal Finance
being that its a family member which makes it rather difficult,but if he didnt want to get into any legal issues because of it being his brother, he could file for a new social security number and just claim identity theft..
he will want to get a copy of his credit report to se whats on it - and he should also ask the creadit bureau to do an investigation (after he sees the report) and tell then that he never had any of the accounts listed
2007-12-09 07:06:00 · answer #1 · answered by country_girl 5 · 0⤊ 1⤋
If the SSN was used to get credit when your friend was 7, then clearly it's identity theft since a 7 year old cannot sign a contract to buy a house or a car.
The question is who actually stole the number, the older brother or other members of the family? If mom and dad are living in the house and driving the cars, I'd say it was the whole family who stole the identity (and conveniently trying to pin the blame on the person who has left the country).
Even if the family has paid all of the loans on time, there is still a problem. Lenders figure out how much money they will loan to someone. If your debt already exceeds this amount, they won't lend you any more. If I already "own" one house, I can't go buy another one with the same credit history.
Your friend should get a copy of his credit record. That may give a hint as to the extent of the damage. Then he should contact each lender and determine the procedure to get his name off of the loan(s). The lender will probably require affidavits filed with the police and charges will be pressed against the other family members.
2007-12-09 07:15:20 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Have your boyfriend contact the SS office, and also the federal trade commission.
2007-12-09 07:07:31 · answer #3 · answered by Ms. Angel.. 7 · 0⤊ 0⤋