On Dec. 30, 2005, I was a bad accident. I was traveling to Chicago on 294. The weather was wet, cold and slick. I was coming up the way when I car merged through the orange barricades in an attempt to exit an ramp that had already been blocked. All of traffic was going and at normal pace but when I saw this car I attempted hit my breaks as quick as I could, I tried to go left but oncoming traffic was coming and of course barricades were to the right. I attempted to blow my horn but it was too late.. I had no choice but run right into the car. A car hit me and another car hit them, I think it was 4 cars. Anyway, My car was totaled. I was in a very totaled car. The driver jumped out of the car and yelled and screamed ...did I not see him. I feel he caused the accident. I got an ticket failure to reduce speed plus the others but I believe he got an ticket for improper use of lane... I don't know. But my insurance has cover 50/100 but now they are coming after me. I have no money at all.
2007-12-09 06:24:44 · 3 answers · asked by Venya 1 in Politics & Government ➔ Law & Ethics
Your insurance company will hire lawyers to defend your case. They don't want to pay out any more than they have to. Unless you are wealthy the person suing you will settle for the maximum value of your policy and not go after you personally.
2007-12-09 06:32:44 · answer #1 · answered by lcmcpa 7 · 5⤊ 0⤋
Retain the services of an attorney as soon as possible. If you cannot afford one, contact your local bar association (they are usually listed on the phonebook and can be found via the Internet) -- many attorneys work pro bono cases (that is, for free) for people who are too poor to afford to pay the fees. If that doesn't work, ask the court to provide you the forms necessary to contest the fees and charge the other driver for wrongdoing. The Clerk of Court should be able to help you there.
If you can, call upon the resources of your Insurance Company. In this instance, they should be on your side since they do not want to pay out coverage. If you are unable to retain an attorney, they may do so on their behalf and indirectly help protect you from the opponent's lawsuit.
2007-12-09 06:32:02 · answer #2 · answered by Lightning Larry Luciano 3 · 1⤊ 0⤋
You need to get a good lawyer - and quick.
Don't mess around with it.
2007-12-09 07:22:35 · answer #3 · answered by Anonymous · 0⤊ 0⤋