How much do I have to spend NOW.?? Thanks
2007-12-09 05:37:29 · 10 answers · asked by sslawlor 2 in Business & Finance ➔ Personal Finance
203.19 is your available balance. Are you sure the 3.19 is not the previous balance prior to the X-fer?
2007-12-09 05:40:57 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Until the $200 has cleared, you may incur overdraft fees if you spend more than $3.19.
If both accounts are with the same branch of the bank, it should clear overnight. If they are different banks, or even different branches of the same bank, you need to allow 3 to 5 working days for the funds to clear.
2007-12-09 05:42:46 · answer #2 · answered by Michael B 6 · 0⤊ 0⤋
203.19 but most banks require a minimum be left in the account and if your account shows balance 3.19 but you know your available is 203.19 it simply means the transaction has not processed throught the banking network yet or you may have something pending like a check or visa/debt purchase
2007-12-09 05:42:44 · answer #3 · answered by captmimo22 2 · 0⤊ 0⤋
you only have the $3.19 available at this time.
if your checking account was not in the negative, then once the transfer is completed you will have the $203.19. you will have to check with your bank once they open monday morning to find out when the transfer will be completed - different banks have different rules
2007-12-09 05:54:55 · answer #4 · answered by country_girl 5 · 0⤊ 0⤋
My stupid bank does the same thing. If you have over-draft protection on your checking account, you can spend all $203.19. The over-draft protection on your checking account uses funds in your savings account. Basically, the bank is waiting for the funds to clear in the transfer. This is totally retarded because it was the bank itself that transferred the money from itself to itself.
2007-12-09 05:42:16 · answer #5 · answered by afreeman20035252 5 · 0⤊ 0⤋
Is it an automated service? maybe the funds are delayed in clearing, try again Monday morning,
Good Luck.
2007-12-09 05:43:30 · answer #6 · answered by Anthony M 4 · 0⤊ 0⤋
about 10.00 less then your total or you go into supplying the bank with charges for lack of funds and service charges in the middle of the month.
2007-12-09 05:40:49 · answer #7 · answered by John M 6 · 0⤊ 0⤋
The money is pending. You do have 203.19 it I think it will take one 1 before it actually shows in your acct.
2007-12-09 05:40:52 · answer #8 · answered by Leo L 2 · 0⤊ 0⤋
3.19...modern banking..sucks
2007-12-09 05:39:17 · answer #9 · answered by earlofsnoh 4 · 0⤊ 0⤋
spend it alllllllllll
2007-12-09 05:41:30 · answer #10 · answered by Anonymous · 0⤊ 0⤋