background checking?

Question

I see a lot of firms doing background checking. Can any company do the background checking without my knowledge ?. If yes, is there any way to know about the company names who run the background check on my name every year ?.

Please help

Answer 1

If you hold a credit card, have a bank loan, purchase anything on time payments like a car rest assured that each has checked your credit. In many cases the rate you are charged for interest is based on your credit worthiness. When I was in business years ago there were two sources where we did credit checks Dun & Bradstreet and Commercial Credit Corp.