From where can I buy laptops by monthly installments? i m in toronto canada?

Answer 1

Many computer shops will try to assist you on this. Be aware that, once you look past the easy monthly payments, you will see that you are getting smacked very hard by the really high interest rates.

I would look at Dell products first. The items are pretty good, depending on the price and their support is very good.

Dell.ca will get you their current listing and also tell you about their credit terms.

Note that your credit-worthiness determines the rate that they will apply. It could be as low as 10% or up to 28%. if your credit record is poor.

Another company that advertises terms for payments is MDG Canada, but they tend to stay at the highest interest rate level of about 28%.

Ask about any other fees that may apply, as they all add up to a LOT of money when interest is added to them, too...

Of those two companies I would go directly to Dell because I have had very good experience with them, while past experience with MGD has shown that you get better value from Dell for the same amount of money and MDG does not give the same high level of service that Dell provides. To be fair about that, not many companies match Dell on support.

With decent products at decent prices and backed by the best in support, Dell would be the first place I would look.




Also note that some companies offer rental-ownership plans, but these tend also to be very expensive, and you end up paying considerably more than the price of the computer...probably more than twice the original price of the computer, and perhaps as much as three times the original price over the "rental" period.

If you are short of funds, then Instead of paying very high interest rates to a supplier or rental company, why not go to a bank, borrow the money, and pay MUCH less interest?

Even some bank credit cards will give you rates less than 29% . Some "bank" cards re not as good as they first appear, as they offer low rates for a few months, then hit you hard after that.

Do your research on the interest rates and any other charges before you commit to anyone.

Answer 2

If you own a malaysia credit card(which easily approved), most of the cards have interest free installment plan. Or else, you can go around Low Yat Plaza or even Sungei Wang Plaza to ask for installment plan. But i'm sure they'll charge you with interest. Might not be accurate as I've left KL to Singapore for a year or so now. But hope it helps. Good Luck!

Answer 3

dell