Why is it called Health Care Crises?

Question

What crises...? Consumer Reports stated in 2006 the top 11 Insurance companys reported $11 Billion profit...have not included prescription drug companys profits. Forget the fact that lives are not counted as profit.

Answer 1

Crisis? How is this....A man in his early 40s has a great job with full benefits. His wife has a job in an office but it doesn't pay very well and she has no benefits. But with him working that didn't seem to be an issue until he got cancer. Due to the chemo therapy he missed alot of work and finally had to be terminated and with the termination came loss of insurance. Now with only his wife's income to barely subsist on and no way to pay the high costs of insurance, if he could even get insurance with his cancer and all they have to sell their house and a car to help pay medical bills. They got some help from church, family, friends and local government agencies but not enough to pay the full medical costs. Sunddenly one day the cancer won the battle and he passed away. His wife was stuck with over $100, 000 in medical bills. She wound up filing bankruptcy because there was no way she could pay all of that in the time they wanted her to pay it. Who do you think wound up paying all those medical bills. Yep, you and I did in the end through higher medical costs passed along by the medical providers. Repeat that scenario several hundred times a day every day 24/7 and you have a picture of the health care crisis. It might not be cancer or an adult male. It could be a child with a diblitating disease or a young woman who was hurt in an accident by a drunk driver. With a form of affordable universal health care each of those people could have gotten the care they needed without having to sell the house and the car or going bankrupt. That is the healthcare crisis we have in this country. The Democrats offer a plan to help those people and millions of others. It may not be perfect but it IS a plan. The Republicans offer nothing, nada, zip, zilch zero in the way of assistance. Why? They simply don't care. If it were some plan to help the already wealthy businessman you bet the Republicans would be all over it like flies on a pile of fres cow droppings. But time and again the Republicans, especially neocons and ubercons have proven they simply don't care about regular people like you and me or the people in the scenario I just gave you.

Insurance companies have huge profits because there are rewards for denying claims and they do everything they can to collect premiums but also to not pay out even when given tons of evidence that the treatment or drug is necessary. Republicans are in the pockets of those greedy insurance companies. As long as the current system continues we will see fewer and fewer people able to afford health care. Small and mid size companies are already feeling the pinch and some are announcing that there will be cut backs in services offered by the insurers or will drop the coverage althogether.

It is the responsibility of any government to care about and for the wellbeing of its citizens. Healthy citizens are able to work and pay taxes, they are able to produce future generations that will be productive and pay taxes too. But when citizens are unable to afford healthcare and it is otherwise unavailable except in the emergency room (at many times the normal cost) those citizens are going to suffer longer and be less productive. They will also make poor soldiers if there is ever a war as they will be too sick to fight. If the private industry in a country is unable to provide the funds to provide health care for all citizens where those citizens can afford to help pay their way than the government must step in and require the insurance companies to make full coverage available to all at an affordable price. Those who want government out of their business need to work with the insurance industry to lower costs to consumers so the government won't feel compelled to step in. We cannot allow the status quo to continue any longer.

Answer 2

How do you think they got that profit...by denying care to people who needed it while still collecting their premiums. I loved it when they wouldn't cover the hospital fees for my sister when she had her baby becasue it was an out of network hospital. However, they would cover her doctor who ONLY worked at that out of network hospital. Interesting system that. Fortunately, she was also getting medicaid because she had a low wage job and medicaid forced the insurance company to pay their share. That was just a pregnancy. I don't want to think about how insurance companies terrorize people with serious life-threatening diseases that cost way more than a C-section.

Answer 3

Senator McCain supports reforming the health insurance laws in order to get better control of health care costs. In fact of the three candidates, his is the only proposal that addresses costs instead of merely shifting the costs onto the taxpayer.

Answer 4

Forget the fact that lives are not counted as profit. u answered ur q

40 country's with nationalized medicine almost all poorer have longer lifespans. The poor and middle class do not have adquate acess to health care here and many are dying early cause of it

Answer 5

It's a freakin' crisis for the masses who pay so freakin' much for health care thus giving those greedy corporate health care companies their mountainous profits.

Answer 6

It's only a crisis if you didn't pay attention in (that universal education system we're all paying for) school, got a lousy job and have no money. OR, if you are spending your money on things such as cigarettes, beer, fast food lunch every day, cable TV, cell phone, etc., etc., etc.. Now, if you're like Hillary and have your fingers in the cookie jar known as health insurance, you're living the GOOD life.

Answer 7

They are talking about the people who cannot afford health care like my family.with the price of gas going up and the goverment not raising the cost of living a lot of people are 'dying'because they have no insurance and I personally blame our goverment!!GOD BLESS!!! LINDABUG!!!

Answer 8

You are correct, it is a political statement to work in Hillary care.

The only crisis is the large amounts of money hospitals are losing because they don't turn anyone away ... including those that won't pay like illegal immigrants.

Great question.

Answer 9

It's obvious. Many people are uninsured because they can't afford to buy it.

Answer 10

Because liberals need something to campaign on and it's a great way to make government more powerful than it ought to be