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3 answers

If you do not have anything from the collection agency showing the agreed settlement was paid, you may have a problem. However, I would call the collection agency and explain the situation; the settlement may be noted in their files. This leads me to a piece of advice: If you settle the debt with a collection agency for less than you owed, you should always request proof of the agreement. Collection agencies do NOT usually send a letter reflecting the agreement; you have to request it. I have had a collection agency try to bill me for a remaining balance when I settled for less, but because I had proof of the agreement, they removed the bill from their records.

2007-12-07 06:45:40 · answer #1 · answered by Heather Mac 6 · 0 0

If you don't have a written agreement that says your payment settles the debt in question, you're out of luck.

2007-12-07 05:50:52 · answer #2 · answered by curtisports2 7 · 0 0

If you have proof go to small claims court

2007-12-07 05:51:59 · answer #3 · answered by Anonymous · 0 0

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