I have been saving on and off to move out of my parents house since I was 16, I have some money saved up, but there are times when I am ready and then I get cold feet. A friend of mine is also wanting to move out and she asked me to be her roommate. I would love the idea but she wants to move into an apartment like fast, giving me no time to really plan. I dont have good credit at all, so I think it'll be hard for me to be on the lease or get my own apartment by myself. If anyone could help me with what to do as far as how to save alittle more money, finding a way to either convince my future roommate to slow down, or a way for me to get my own place when I am fully ready, that'd be really helpful. Thanks, oh also I dont have car yet but will be getting one in January (already saved for that), and also I am not very good at managing money so I know that's a downfall too. Any sane, and logical suggestions will be helpful.
2007-12-06 02:06:42 · 5 answers · asked by Anonymous in Business & Finance ➔ Renting & Real Estate
First off, don't jump into ANYTHING. It could be a costly mistake in the long run. See how serious your friend is. Sit down with her and a pad of paper. Find out::
* How much money has she saved?
* Do you know how much apartments go for in your area?
* Do you both have jobs?
* Plan out a realistic budget. Do you make enough to cover rent plus all utilities, car pmt, gas, insurance, food, living expenses?
* Can you afford furniture?
Maybe when she sees all this down on paper she will realize that you can't just move on a whim. You have to look at things seriously and logically. If she blows it off, then that's pretty much your answer as to how she's going to handle the responsibilities later on, and you will get stuck with everything.
Be smart! Good luck to you!
2007-12-06 02:17:57 · answer #1 · answered by icy_tempest 5 · 2⤊ 0⤋
Having a roommate means that you have to rely on someone else for their half of the rent. Bad idea. I have had many friends that have found themselves stuck (because the roommate moved on) and had to let anyone move in just to cover the rent.
Get yourself a car. Put yourself on a budget.
Make believe that you have your own apartment and build a budget around that.
Say $800 a month rent.
That means that every week you put away $200 towards rent.
$20 towards electric, $60 for groceries, $50 for food, $20 for phone/cell, car insurance, laundry, car repairs/maintenance.
Live on this budget for 3 months and then you will be ready to strike out on your own.
2007-12-06 02:24:15 · answer #2 · answered by New England Babe 7 · 0⤊ 0⤋
I’ve seen so many friendships, including one of my own, end after the two tried to live together. If you decide to live with anyone, first establish ground rules about cleanliness, sharing of chores, sharing of food & other household items, responsibility for paying bills, noise, guests, etc. If you can't compromise & commincate before cohabitating, don't expect the situation to improve after you do.
The fact that you willingly admit to not being good with money is a huge sign that you should not attempt to move out on your own at this time. You should first figure out what you’re so “bad” at, and then work on fixing it. I suggest you buy your car and once you make sure you can afford insurance, maintenance & repairs, for several months then you can reassess your situation and see if moving out is a viable option for you.
2007-12-06 02:22:17 · answer #3 · answered by Anonymous · 1⤊ 0⤋
i'm in foster care, and this question has been tossed around plenty yet specific this is okay to bypass as quickly as you have foster infants as long using fact the state is conscious of the place you're going and all. reason you already know they gotta understand all that stuff...yet once you wanna flow you may flow earlier you get the infants...particularly so as that they dont could substitute colleges or flow lower back. in case you tried moving on a similar time as having fosterkids you have some moved out of your care using alter it may additionally be greater stable to bypass as quickly as you have foster young infants whether this is available.
2016-10-01 00:02:33 · answer #4 · answered by ? 4 · 0⤊ 0⤋
Plan before you do anyything. A little mistake might be catastrophic. Talk to the girl and persuade her that it's not good to do things fast. And be sure that you have a good relationship with your parents. If something goes wrong, you will definitely need help, lad!
2007-12-06 02:12:34 · answer #5 · answered by Arsenal_girl585 3 · 1⤊ 0⤋