I applied for an apartment and everything that was on my bankruptcy they wanted me to pay before I can get approved. Can they do that? How can I get approved for an apartment with my bankruptcy? Yes its been discharged for 1 year.
2007-11-30 08:53:29 · 12 answers · asked by chena827 1 in Business & Finance ➔ Renting & Real Estate
no they cannot!!!!!!!!!!!!!!!
2007-11-30 08:56:18 · answer #1 · answered by glamour04111 7 · 0⤊ 0⤋
Tell them that it is not owed as the debt was included in bankruptcy and the BK has been discharged. By law, they can deny you the apartment, but as far as paying these amounts, they are not legally owed. Offer the apartment complex you BK discharge papers.
Good luck!
KLBY....The question had nothing to do with WHY the apartment should rented to the asker, but if she HAD to pay the discharged debts. Stay focused old man
2007-11-30 08:58:06 · answer #2 · answered by tom_gpp 5 · 0⤊ 0⤋
The landlors is either misinformed or messing with you on purpose. I would be cautious renting to a pewrson who recently declared bankruptcy, unless he/she informed me it was a decision they did as a last resort.
Tell him the right thing to do, and the legal thing to do is not always the same. Yes, the honorable person would still attempt to pay the debts off, but then how will you pay your rent?
2007-11-30 10:19:10 · answer #3 · answered by Michael F 3 · 1⤊ 0⤋
They have the right to deny you the apartment because of your financial history, but they do not have the ability to make you correct your financial history. In other words, the only way they can "make you" pay off your debts is if you are willing to do whatever they say, to get the apartment. As others have suggested, find a different apartment.
2007-11-30 09:02:22 · answer #4 · answered by Beth 1 · 1⤊ 0⤋
They have no business telling you to pay off debts that are discharged, if they are declining you because of your credit, then they should just say so. There are other places that aren't so stringent about credit ratings, and I've had landlords that didn't even check my credit, so I would recommend just going elsewhere. I think they are mistakenly telling you that thinking your credit rating will improve to whatever rating they require, but if there is anything on your credit report that shouldn't be you need to dispute it with the credit reporting agencies and send them a copy of the discharge order.
2007-11-30 20:37:41 · answer #5 · answered by Lesley 5 · 0⤊ 0⤋
Okay all you tennants out there !
Tell me why I (the Landlord) should choose to rent to you with your bankruptcy when I can safely rent the place to some one else who has had no such reputation ?
If you can answer this then you may have the clue to what to do to convince him to rent to you ?
I presume there is some reason why you consider yourself worthy of the trust the property owner wishes to give you ? Paid on time ? can fix plumbing ? exceptionally quiet ?
you are a clean freak ?
Do you think the Landlord is looking forward to some whiner who might withhold rent, complain about the place,disturb neighbors, make a mess, do drugs,threaten lawsuit, conduct illegal activities, and whatever---you can fill in the rest of those items yourself but everybody applying is potentially the "Tenant from Hell" and your best advantage is to convey to him that you are not.
A favorable previous landlord's letter is valuable to you at this point.
I will NOT rent to a friend !
2007-11-30 09:43:41 · answer #6 · answered by klby 6 · 1⤊ 2⤋
Yes they can. They can't force you to pay it, only the court can do that, but they can refuse to issue you a lease until you do. From their perspective, paying off the things from your bankruptcy signals that you learned your lesson and are being more responsible with money; refusal to do so indicates that you don't take money as seriously as they think you should.
2007-11-30 08:59:25 · answer #7 · answered by Hubris252 7 · 1⤊ 1⤋
That is why you filed bankruptcy in the first place is because you couldn't pay off your stuff!! Gee what morons!! Look for another apartment.
2007-11-30 08:58:07 · answer #8 · answered by tn2vegas 6 · 0⤊ 2⤋
They can legally make that a condition of renting to you. If you don't do it, they don't rent to you. Obviously they can't force you to pay it off, but then you don't get approved for the rental.
2007-11-30 08:58:52 · answer #9 · answered by acermill 7 · 1⤊ 0⤋
I believe all they have to say is: "Sorry, we don't want to rent this apartment to you. Your history suggests you may be a risk. We don't want to lose money. We want a reliable tenant."
Maybe you ARE reliable now??? But the landlord does not know that.
2007-11-30 08:59:40 · answer #10 · answered by ThisIsIt! 7 · 1⤊ 0⤋
Once debts are discharged by bankruptcy no one can make any attempt to get you to repay them.
But since you are dealing with a apartment complex, they can demand anything that they want.
I would look for a different complex, they are not being realistic.
2007-11-30 09:00:06 · answer #11 · answered by ? 7 · 0⤊ 6⤋