He owed a lot of debts under my name either officially (bank credit card, phone bill, car loan . son's school fee..)or unofficially ( I have borrowed a lot of money from my relatives and friends for him) If he leaves without saying I will be doomed with those debts.
We have a hdb flat. but all the money was come out from me. He didn't pay a single cent while we bought it. His only contribution is the deduction from cpf for the loan after we bought it. Must we sell out the flat if we are divorcing? If yes how would the money be divided after we have sold out the flat? If not can i not letting him to stay ? How about the debts? Is there a way to make him responsible for all his debts which are under my name by force or law? I dare not to go for the divorcy because I am afraid after signing the paper all the debts will be under me and I am unable to clear all his debts and it is really not fair that I have to bear all these.
I am really vex and broke and lost now.Can anyone help?
2007-11-28 20:32:46 · 6 answers · asked by gt 1 in Family & Relationships ➔ Marriage & Divorce
Unfortunately, this picture doesnt look good for you. Chances are the flat would be court ordered to be sold with the proceeds going to the bills and if any left over would be divided amongst you two. Unless you have some sort of written document showing him agreeing to help pay the bills then you alone are responsible for thoe debts. Just saying he agreed to pay wont work in a court of law as it would be your word against his. You may want to check out a local bill consolidation help company or even consider declaring bankruptcy which will basically destroy your credit for10 years but will take the heavy financial burden off you at best. You may also want to contact your local legal aid association for free legal advice and help.
2007-11-28 21:58:21 · answer #1 · answered by Arthur W 7 · 0⤊ 0⤋
If it is under your name only then you have to be responsible but if it is joint with you and your husband's name, then both are responsible for it.
The best way out is to sell the house and pay all the debts. You dont need to divorce to sell the house. Both of you can sit and work things out to clear the debts.
2007-12-05 20:56:41 · answer #2 · answered by lina 3 · 0⤊ 0⤋
i know its is hard when things happen im not sure if you are married to him or just bf,gf. the other thing i dont know is did you sign the aggreements for him to have all those things and as far as the home you may have to buy hiim out depends on again your marital status. you dont have to let him liive there. as for thedebts im sure he wont pay so you need to talk to relatives and see how you can work it out with them. they might even let you work it off if there is something you can do wether babysit or clean there home if they own a business see if you can work off there but if you show you are trying that is your best bet good luck
2007-11-29 04:44:35 · answer #3 · answered by PAM d 2 · 0⤊ 0⤋
You are pretty much stuffed I'm sorry to say. If all the paperwork is in your name then you are legally responsible for repayment. Unfair but that's the way it is. He sounds like a right tosser and I am very sorry that you are having to go through this messy time right now.
2007-11-29 04:39:24 · answer #4 · answered by Hencor72 6 · 0⤊ 0⤋
You need a very good councillor dear. And you have every reason to get a divorce which I don't really recommend if you could sit down and put some senses in his head.
2007-12-02 12:10:17 · answer #5 · answered by Dr of Love @ Medicine Man 2 · 0⤊ 0⤋
really sad to hear that you are breaking up,however you are responsible for debts in your name he can walk away no legal bind for him to to pay anything,if you sell the property you would have to see a solicitor to get it sorted good luck
2007-11-29 05:03:21 · answer #6 · answered by RAINBOW 6 · 0⤊ 0⤋