I am going through a divorce and got approved to buy a house on my own i-n-d-e-p-e-n-d-e-n-t do you know what that means?? well legally without the divorce being final could i get into trouble?? He would never know, I havn't told anyone. the realtor thinks i'm single.
2007-11-27 12:46:17 · 9 answers · asked by ms TEE 1 in Business & Finance ➔ Renting & Real Estate
the house will be purchased with my info only. none of his will be on the paperwork and loan company says its ok
2007-11-27 12:54:53 · update #1
divorce is not in process.. we are seperated he has his own house so i am looking into buying my own also, i just don't want him to know about it
2007-11-27 12:57:33 · update #2
the question asked by the attny is do we have any property together and we don't its mine!
2007-11-27 12:58:41 · update #3
we have no assets together....including bank accounts etc. We have always kept our business seperate. Our divorce is sime uncontested. He would never try to fight for a house after being seperated from me for so long
2007-11-27 13:03:15 · update #4
I recommend that you talk to an attorney about this.
There may be some legal issues that need to be addressed.
2007-11-27 12:53:48 · answer #1 · answered by Anonymous · 0⤊ 4⤋
As a suggestion:
If you are close to the divorce becoming final, Do all the paperwork but do not close on the mortgage until after the divorce is final. If you trust your realtor, let him or her know what you are doing. A realtor wants to sell that house as mich as you want to buy it. each state has different laws pertaining to divorce and home ownership. If you have a divorce lawyer, seek his advice as well.
2007-11-27 20:53:15 · answer #2 · answered by K R 2 · 0⤊ 2⤋
Yes, you can get into trouble. You are committing fraud.
I would wait until the divorce is final, otherwise you have to buy as married.
It really doesn't matter what your realtor thinks, the bank and the title company are your legal issues.
2007-11-27 20:52:29 · answer #3 · answered by Landlord 7 · 5⤊ 2⤋
Failing to disclose the fact you are maried to the lender can be fraud. Assuming you are not using hidden marital assets to pay for the house, it's none of his business. It will be public record once the deed is recorded.
2007-11-27 20:59:30 · answer #4 · answered by mcmufin 6 · 1⤊ 2⤋
Your soon to be ex-husband needs to sign a quit claim deed, otherwise, he could come back to you after years and claims his part of your house. Your purchase is public record. I don't see any reason why your husband wouldn't sign those papers, after all he has his own house and he is not putting any money into yours.
2007-11-27 21:22:00 · answer #5 · answered by ? 6 · 1⤊ 2⤋
You should read your divorce papers. You may not be able to buy a house.
You should disclose to your husband. Otherwise, he can take you back to court.
There may be no criminal problems, but you may end up back in divorce court.
2007-11-27 20:56:28 · answer #6 · answered by Steve B 6 · 1⤊ 2⤋
If you've told the lender you're single, then you're falsifying your personal information. There could be consequences. Consult an attorney first.
2007-11-27 20:59:39 · answer #7 · answered by npk 7 · 0⤊ 2⤋
It means that you are trying to hide the tranaction and if your other has a decent laywer it will blow up in your face and you will be painted in the divorce court as well, what you WOULD be and that is spelled c-r-i-m-i-n-a-l.
2007-11-27 20:52:38 · answer #8 · answered by Jerrold J 3 · 1⤊ 2⤋
once it is filed with the court house then it becomes public record but if you are buying solely on your own name shouldn't be a problem
2007-11-27 20:51:17 · answer #9 · answered by just a mom 3 · 1⤊ 2⤋